Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Stanbic HoldingsNAI:SBIC +0.17%56 PS Ratio is 2.95 as of Jul. 30, 2026, which is 88% above its 10-year median of 1.57. GuruFocus rates NAI:SBIC with a GF Score™ of 56/100 and a GF Value™ of KES173.24 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,516 Banks companies, Stanbic Holdings ranks better than 53.03% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Stanbic Holdings's share price is KES291.25.
Stanbic Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2025 was KES98.86. Hence, Stanbic Holdings's PS Ratio for today is 2.95.
Warning Sign:
Stanbic Holdings PLC stock PS Ratio (=2.9) is close to 5-year high of 2.94.
The historical rank and industry rank for Stanbic Holdings's PS Ratio or its related term are showing as below:
NAI:SBIC'
s PS Ratio Range Over the Past 10 Years
Min: 1.04 Med: 1.57 Max: 1718.75
Current: 2.94
During the past 13 years, Stanbic Holdings's highest PS Ratio was 1718.75. The lowest was 1.04. And the median was 1.57.
NAI:SBIC's PS Ratio is ranked better than 53.03% of 1516
companies
in the Banks industry
Industry Median: 3.065
vs NAI:SBIC: 2.94
Stanbic Holdings PLC revenue per share is in decline over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Stanbic Holdings was -3.50% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 16.70% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 13.30% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 24.30% per year.
During the past 13 years, Stanbic Holdings's highest 3-Year average Revenue per Share Growth Rate was 969.40% per year. The lowest was -89.60% per year. And the median was 9.10% per year.
Back to Basics: PS Ratio
Stanbic Holdings (NAI:SBIC) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Stanbic Holdings PS Ratio Related Terms
Stanbic Holdings PS Ratio Historical Data
* Premium members only.
The historical data trend for Stanbic Holdings's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Stanbic Holdings's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stanbic Holdings PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Stanbic Holdings's PS Ratio distribution charts can be found below:
* The bar in red indicates where Stanbic Holdings's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Stanbic Holdings's Share Price of today is KES291.25.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Stanbic Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2025 was KES98.86.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Stanbic Holdings (NAI:SBIC) has a PS Ratio of 2.95 as of Jul. 30, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Stanbic Holdings and its competitors. This is 88% above median its historical median of 1.57. Over the past decade, Stanbic Holdings' PS Ratio has ranged from 1.04 to 1,718.75. According to the industry distribution chart, Stanbic Holdings ranks #712 out of 1516 companies in the Banks industry, placing it in the top 47%.
Is Stanbic Holdings' PS Ratio too high?
Stanbic Holdings' current PS Ratio of 2.95 is 88% above median its 10-year median of 1.57. Over the past 10 years, this metric has ranged from a low of 1.04 to a high of 1,718.75. The Banks industry median PS Ratio is 3.07. Stanbic Holdings' value of 2.95 is 3.8% below this industry median. Based on the distribution chart, Stanbic Holdings ranks #712 out of 1516 companies in the Banks industry, which is above the industry midpoint. Overall, Stanbic Holdings has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stanbic Holdings' PS Ratio compare to competitors?
According to the Banks industry distribution chart, Stanbic Holdings ranks #712 out of 1516 companies for PS Ratio. This puts Stanbic Holdings in the upper half of its industry. The industry median PS Ratio is 3.07. Stanbic Holdings' value of 2.95 is 3.8% below this benchmark. Historically, Stanbic Holdings' own PS Ratio has ranged from 1.04 to 1,718.75 over the past decade. While the company's 10-year median is 1.57 vs. the industry median of 3.07, Stanbic Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.07, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stanbic Holdings's current PS Ratio of 2.95 is 3.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Stanbic Holdings and its competitors. For the Banks industry, the median PS Ratio is 3.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stanbic Holdings's current PS Ratio is 2.95, which is 88% above median its own 10-year median of 1.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stanbic Holdings stock overvalued right now?
Based on GuruFocus' analysis, Stanbic Holdings (NAI:SBIC) is currently considered Significantly Overvalued. The stock's GF Value™ is KES173.24, compared to a current price of KES291.25 — trading 68.1% above its estimated fair value. The current PS Ratio is 2.95, which is 88% above median its 10-year median of 1.57 and 3.8% below the Banks industry median of 3.07. Stanbic Holdings' overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Stanbic Holdings (NAI:SBIC), the current PS Ratio is 2.95 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stanbic Holdings (NAI:SBIC) Overvalued in 2026?
Based on GuruFocus' analysis, Stanbic Holdings stock appears to be overvalued.
The current stock price of KES291.25 is trading 68.1% above its estimated GF Value™ of KES173.24.
GuruFocus considers Stanbic Holdings to be Significantly Overvalued.
Key valuation signals for NAI:SBIC:
PS Ratio: 2.95 (88% above median its 10-year median of 1.57)
GF Value™: KES173.24 vs. price of KES291.25 (68.1% above fair value)
Industry Position: 3.8% below the Banks median (#712 of 1516)
No single metric tells the full story. See the NAI:SBIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stanbic Holdings PLC is a financial services company. It is organized into two business units, Corporate and Investment Banking, Personal and Business Banking. Corporate and Investment Banking provides commercial and investment financial services to larger corporate, financial institutions, and international counter parties. The company's products include transactional products and services and investment banking. The Personal and Business Banking provides banking services to individual customers and small to medium-sized enterprises. The products offered include mortgage lending, instalment sales, and finance leases, card products, transactional and lending products, amongst others.
56GF Score
Get the complete analysis for NAI:SBIC
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NAI:SBIC has been successfully added to your 
