Stanbic Holdings (NAI:SBIC) Asset Turnover: 0.04 (As of Jun. 2025)


NAI:SBIC Stanbic Holdings PLC NAI:SBIC
55 GF Score
Price KES291.50
GF Value KES171.87
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Stanbic Holdings Asset Turnover?

Stanbic Holdings NAI:SBIC +0.52% 55 Asset Turnover is 0.04 as of Jun. 2025. GuruFocus rates NAI:SBIC with a GF Score™ of 55/100 and a GF Value™ of KES171.87 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Stanbic Holdings's Revenue for the six months ended in Jun. 2025 was KES19,449 Mil. Stanbic Holdings's Total Assets for the quarter that ended in Jun. 2025 was KES464,276 Mil. Therefore, Stanbic Holdings's Asset Turnover for the quarter that ended in Jun. 2025 was 0.04.

Asset Turnover is linked to ROE % through Du Pont Formula. Stanbic Holdings's annualized ROE % for the quarter that ended in Jun. 2025 was 17.49%. It is also linked to ROA % through Du Pont Formula. Stanbic Holdings's annualized ROA % for the quarter that ended in Jun. 2025 was 2.82%.


Stanbic Holdings  (NAI:SBIC) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Stanbic Holdings's annulized ROE % for the quarter that ended in Jun. 2025 is

ROE %**(Q: Jun. 2025 )
=Net Income/Total Stockholders Equity
=13089.252/74832.644
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(13089.252 / 38897.27)*(38897.27 / 464276.363)*(464276.363/ 74832.644)
=Net Margin %*Asset Turnover*Equity Multiplier
=33.65 %*0.0838*6.2042
=ROA %*Equity Multiplier
=2.82 %*6.2042
=17.49 %

Note: The Net Income data used here is two times the semi-annual (Jun. 2025) net income data. The Revenue data used here is two times the semi-annual (Jun. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Stanbic Holdings's annulized ROA % for the quarter that ended in Jun. 2025 is

ROA %(Q: Jun. 2025 )
=Net Income/Total Assets
=13089.252/464276.363
=(Net Income / Revenue)*(Revenue / Total Assets)
=(13089.252 / 38897.27)*(38897.27 / 464276.363)
=Net Margin %*Asset Turnover
=33.65 %*0.0838
=2.82 %

Note: The Net Income data used here is two times the semi-annual (Jun. 2025) net income data. The Revenue data used here is two times the semi-annual (Jun. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Stanbic Holdings Asset Turnover Related Terms


Stanbic Holdings Asset Turnover Historical Data

* Premium members only.

The historical data trend for Stanbic Holdings's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stanbic Holdings Asset Turnover Chart

Stanbic Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.07 0.08 0.09 0.10 0.09

Stanbic Holdings Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.04 0.04 0.04 0.04

Stanbic Holdings Asset Turnover Competitor Comparison

For the Banks - Regional subindustry, Stanbic Holdings's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Stanbic Holdings Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Stanbic Holdings's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Stanbic Holdings's Asset Turnover falls into.


NAI:SBIC
55GF Score
Stanbic Holdings PLC NAI:SBIC
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Stanbic Holdings Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Stanbic Holdings's Asset Turnover for the fiscal year that ended in Dec. 2024 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2024 )/( (Total Assets (A: Dec. 2023 )+Total Assets (A: Dec. 2024 ))/ count )
=39709/( (459284+454834)/ 2 )
=39709/457059
=0.09

Stanbic Holdings's Asset Turnover for the quarter that ended in Jun. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Jun. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Jun. 2025 ))/ count )
=19448.635/( (454834+473718.726)/ 2 )
=19448.635/464276.363
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.04 mean?
Stanbic Holdings (NAI:SBIC) has a Asset Turnover of 0.04 as of Jun. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Stanbic Holdings and its competitors.
Is Stanbic Holdings' Asset Turnover too high?
Stanbic Holdings' current Asset Turnover is 0.04. Overall, Stanbic Holdings has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stanbic Holdings' Asset Turnover compare to competitors?
Stanbic Holdings' Asset Turnover of 0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Stanbic Holdings and its competitors. Stanbic Holdings's current Asset Turnover is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stanbic Holdings stock overvalued right now?
Based on GuruFocus' analysis, Stanbic Holdings (NAI:SBIC) is currently considered Significantly Overvalued. The stock's GF Value™ is KES171.87, compared to a current price of KES291.50 — trading 69.6% above its estimated fair value. The current Asset Turnover is 0.04. Stanbic Holdings' overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Stanbic Holdings (NAI:SBIC), the current Asset Turnover is 0.04 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Stanbic Holdings (NAI:SBIC) Overvalued in 2026?

Based on GuruFocus' analysis, Stanbic Holdings stock appears to be overvalued. The current stock price of KES291.50 is trading 69.6% above its estimated GF Value™ of KES171.87. GuruFocus considers Stanbic Holdings to be Significantly Overvalued.

Key valuation signals for NAI:SBIC:

  • Asset Turnover: 0.04
  • GF Value™: KES171.87 vs. price of KES291.50 (69.6% above fair value)
  • GF Score™: 55/100 with 7 warning signs

No single metric tells the full story. See the NAI:SBIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Stanbic Holdings Business Description

Address Chiromo Road, P.O. Box 72833, Stanbic Bank Centre, Westlands, Nairobi, KEN, 00200
Stanbic Holdings PLC is a financial services company. It is organized into two business units, Corporate and Investment Banking, Personal and Business Banking. Corporate and Investment Banking provides commercial and investment financial services to larger corporate, financial institutions, and international counter parties. The company's products include transactional products and services and investment banking. The Personal and Business Banking provides banking services to individual customers and small to medium-sized enterprises. The products offered include mortgage lending, instalment sales, and finance leases, card products, transactional and lending products, amongst others.
55GF Score

Get the complete analysis for NAI:SBIC

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES291.50
Price
KES171.87
GF Value