Stanbic Holdings (NAI:SBIC) OCF Margin %: -14.50% (As of Jun. 2025)


NAI:SBIC Stanbic Holdings PLC NAI:SBIC
56 GF Score
Price KES280.25
GF Value KES171.15
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Stanbic Holdings OCF Margin %?

Stanbic Holdings NAI:SBIC 56 OCF Margin % is -14.50% as of Jun. 2025. GuruFocus rates NAI:SBIC with a GF Score™ of 56/100 and a GF Value™ of KES171.15 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,502 Banks companies, Stanbic Holdings ranks worse than 93.81% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Stanbic Holdings's Cash Flow from Operations for the six months ended in Jun. 2025 was KES-2,821 Mil. Stanbic Holdings's Revenue for the six months ended in Jun. 2025 was KES19,449 Mil. Therefore, Stanbic Holdings's OCF Margin % for the quarter that ended in Jun. 2025 was -14.50%.

As of today, Stanbic Holdings's current OCF Yield % is -41.85%.

The historical rank and industry rank for Stanbic Holdings's OCF Margin % or its related term are showing as below:

NAI:SBIC' s OCF Margin % Range Over the Past 10 Years
Min: -124.68   Med: 50.73   Max: 241.37
Current: -123.2


During the past 13 years, the highest OCF Margin % of Stanbic Holdings was 241.37%. The lowest was -124.68%. And the median was 50.73%.

NAI:SBIC's OCF Margin % is ranked worse than
93.81% of 1502 companies
in the Banks industry
Industry Median: 29.405 vs NAI:SBIC: -123.20


Stanbic Holdings OCF Margin % Related Terms


Stanbic Holdings OCF Margin % Historical Data

* Premium members only.

The historical data trend for Stanbic Holdings's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stanbic Holdings OCF Margin % Chart

Stanbic Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 111.27 -124.68 33.59 80.57 -59.47

Stanbic Holdings Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -47.34 212.25 107.76 -231.07 -14.50

Stanbic Holdings OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Stanbic Holdings's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Stanbic Holdings OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Stanbic Holdings's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Stanbic Holdings's OCF Margin % falls into.


NAI:SBIC
56GF Score
Stanbic Holdings PLC NAI:SBIC
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Stanbic Holdings OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Stanbic Holdings's OCF Margin for the fiscal year that ended in Dec. 2024 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=-23614/39709
=-59.47 %

Stanbic Holdings's OCF Margin for the quarter that ended in Jun. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2025 )/Revenue (Q: Jun. 2025 )
=-2820.985/19448.635
=-14.50 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -14.50% mean?
Stanbic Holdings (NAI:SBIC) has a OCF Margin % of -14.50% as of Jun. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Stanbic Holdings and its competitors. According to the industry distribution chart, Stanbic Holdings ranks #1409 out of 1502 companies in the Banks industry, placing it in the top 93.8%.
Is Stanbic Holdings' OCF Margin % too high?
Stanbic Holdings' current OCF Margin % is -14.50%. Based on the distribution chart, Stanbic Holdings ranks #1409 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Stanbic Holdings has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stanbic Holdings' OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Stanbic Holdings ranks #1409 out of 1502 companies for OCF Margin %. This places Stanbic Holdings in the lower half of its industry. The industry median OCF Margin % is 29.41. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.41, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Stanbic Holdings and its competitors. For the Banks industry, the median OCF Margin % is 29.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stanbic Holdings's current OCF Margin % is -14.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stanbic Holdings stock overvalued right now?
Based on GuruFocus' analysis, Stanbic Holdings (NAI:SBIC) is currently considered Significantly Overvalued. The stock's GF Value™ is KES171.15, compared to a current price of KES280.25 — trading 63.7% above its estimated fair value. The current OCF Margin % is -14.50%. Stanbic Holdings' overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Stanbic Holdings (NAI:SBIC), the current OCF Margin % is -14.50% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Stanbic Holdings (NAI:SBIC) Overvalued in 2026?

Based on GuruFocus' analysis, Stanbic Holdings stock appears to be overvalued. The current stock price of KES280.25 is trading 63.7% above its estimated GF Value™ of KES171.15. GuruFocus considers Stanbic Holdings to be Significantly Overvalued.

Key valuation signals for NAI:SBIC:

  • OCF Margin %: -14.50%
  • GF Value™: KES171.15 vs. price of KES280.25 (63.7% above fair value)
  • GF Score™: 56/100 with 7 warning signs

No single metric tells the full story. See the NAI:SBIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Stanbic Holdings Business Description

Address Chiromo Road, P.O. Box 72833, Stanbic Bank Centre, Westlands, Nairobi, KEN, 00200
Stanbic Holdings PLC is a financial services company. It is organized into two business units, Corporate and Investment Banking, Personal and Business Banking. Corporate and Investment Banking provides commercial and investment financial services to larger corporate, financial institutions, and international counter parties. The company's products include transactional products and services and investment banking. The Personal and Business Banking provides banking services to individual customers and small to medium-sized enterprises. The products offered include mortgage lending, instalment sales, and finance leases, card products, transactional and lending products, amongst others.
56GF Score

Get the complete analysis for NAI:SBIC

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES280.25
Price
KES171.15
GF Value