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Stanbic HoldingsNAI:SBIC -0.17%53 5-Year Yield-on-Cost % is 7.73 as of Aug. 29, 2026, which is 21% above its 10-year median of 6.38. GuruFocus rates NAI:SBIC with a GF Score™ of 53/100 and a GF Value™ of KES175.41 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,247 Banks companies, Stanbic Holdings ranks better than 82.76% on this metric.
Stanbic Holdings's yield on cost for the quarter that ended in Jun. 2026 was 7.73.
The historical rank and industry rank for Stanbic Holdings's 5-Year Yield-on-Cost % or its related term are showing as below:
NAI:SBIC'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.52 Med: 6.38 Max: 12.42
Current: 7.73
During the past 13 years, Stanbic Holdings's highest Yield on Cost was 12.42. The lowest was 1.52. And the median was 6.38.
NAI:SBIC's 5-Year Yield-on-Cost % is ranked better than 82.76% of 1247
companies
in the Banks industry
Industry Median: 3.86
vs NAI:SBIC: 7.73
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Stanbic Holdings 5-Year Yield-on-Cost % Related Terms
For the Banks - Regional subindustry, Stanbic Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stanbic Holdings 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Stanbic Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Stanbic Holdings's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Stanbic Holdings (NAI:SBIC) has a 5-Year Yield-on-Cost % of 7.73 as of Aug. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Stanbic Holdings and its competitors. This is 21% above median its historical median of 6.38. Over the past decade, Stanbic Holdings' 5-Year Yield-on-Cost % has ranged from 1.52 to 12.42. According to the industry distribution chart, Stanbic Holdings ranks #215 out of 1247 companies in the Banks industry, placing it in the top 17.2%.
Is Stanbic Holdings' 5-Year Yield-on-Cost % too high?
Stanbic Holdings' current 5-Year Yield-on-Cost % of 7.73 is 21% above median its 10-year median of 6.38. Over the past 10 years, this metric has ranged from a low of 1.52 to a high of 12.42. The Banks industry median 5-Year Yield-on-Cost % is 3.86. Stanbic Holdings' value of 7.73 is 100.3% above this industry median. Based on the distribution chart, Stanbic Holdings ranks #215 out of 1247 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Stanbic Holdings has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stanbic Holdings' 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Stanbic Holdings ranks #215 out of 1247 companies for 5-Year Yield-on-Cost %. This places Stanbic Holdings in the top 17% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.86. Stanbic Holdings' value of 7.73 is 100.3% above this benchmark. Historically, Stanbic Holdings' own 5-Year Yield-on-Cost % has ranged from 1.52 to 12.42 over the past decade. While the company's 10-year median is 6.38 vs. the industry median of 3.86, Stanbic Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stanbic Holdings's current 5-Year Yield-on-Cost % of 7.73 is 100.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Stanbic Holdings and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stanbic Holdings's current 5-Year Yield-on-Cost % is 7.73, which is 21% above median its own 10-year median of 6.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stanbic Holdings stock overvalued right now?
Based on GuruFocus' analysis, Stanbic Holdings (NAI:SBIC) is currently considered Significantly Overvalued. The stock's GF Value™ is KES175.41, compared to a current price of KES288.50 — trading 64.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 7.73, which is 21% above median its 10-year median of 6.38 and 100.3% above the Banks industry median of 3.86. Stanbic Holdings' overall GF Score™ is 53/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Stanbic Holdings (NAI:SBIC), the current 5-Year Yield-on-Cost % is 7.73 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stanbic Holdings (NAI:SBIC) Overvalued in 2026?
Based on GuruFocus' analysis, Stanbic Holdings stock appears to be overvalued.
The current stock price of KES288.50 is trading 64.5% above its estimated GF Value™ of KES175.41.
GuruFocus considers Stanbic Holdings to be Significantly Overvalued.
Key valuation signals for NAI:SBIC:
5-Year Yield-on-Cost %: 7.73 (21% above median its 10-year median of 6.38)
GF Value™: KES175.41 vs. price of KES288.50 (64.5% above fair value)
Industry Position: 100.3% above the Banks median (#215 of 1247)
No single metric tells the full story. See the NAI:SBIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stanbic Holdings PLC is a financial services company. It is organized into two business units, Corporate and Investment Banking, Personal and Business Banking. Corporate and Investment Banking provides commercial and investment financial services to larger corporate, financial institutions, and international counter parties. The company's products include transactional products and services and investment banking. The Personal and Business Banking provides banking services to individual customers and small to medium-sized enterprises. The products offered include mortgage lending, instalment sales, and finance leases, card products, transactional and lending products, amongst others.
53GF Score
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