Stanbic Holdings (NAI:SBIC) FCF Yield %: -41.85 (As of Jul. 07, 2026)


NAI:SBIC Stanbic Holdings PLC NAI:SBIC
56 GF Score
Price KES291.00
GF Value KES171.58
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Stanbic Holdings FCF Yield %?

Stanbic Holdings NAI:SBIC +1.04% 56 FCF Yield % is -41.85 as of Jul. 07, 2026. GuruFocus rates NAI:SBIC with a GF Score™ of 56/100 and a GF Value™ of KES171.58 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,504 Banks companies, Stanbic Holdings ranks worse than 92.49% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Stanbic Holdings's Trailing 12-Month Free Cash Flow is KES-48,106 Mil, and Market Cap is KES114,945 Mil. Therefore, Stanbic Holdings's FCF Yield % for today is -41.85%.

The historical rank and industry rank for Stanbic Holdings's FCF Yield % or its related term are showing as below:

NAI:SBIC' s FCF Yield % Range Over the Past 10 Years
Min: -105.92   Med: 23.19   Max: 161.32
Current: -41.85


During the past 13 years, the highest FCF Yield % of Stanbic Holdings was 161.32%. The lowest was -105.92%. And the median was 23.19%.

NAI:SBIC's FCF Yield % is ranked worse than
92.49% of 1504 companies
in the Banks industry
Industry Median: 8.06 vs NAI:SBIC: -41.85

Stanbic Holdings's FCF Margin % for the quarter that ended in Jun. 2025 was -14.50%.


Stanbic Holdings FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Stanbic Holdings FCF Yield % Related Terms


Stanbic Holdings FCF Yield % Historical Data

* Premium members only.

The historical data trend for Stanbic Holdings's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stanbic Holdings FCF Yield % Chart

Stanbic Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 75.12 -105.53 25.16 75.74 -45.73

Stanbic Holdings Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -45.10 201.08 96.04 -167.06 -8.68

Stanbic Holdings FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Stanbic Holdings's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Stanbic Holdings FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Stanbic Holdings's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Stanbic Holdings's FCF Yield % falls into.


NAI:SBIC
56GF Score
Stanbic Holdings PLC NAI:SBIC
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Stanbic Holdings FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Stanbic Holdings's FCF Yield % for the fiscal year that ended in Dec. 2024 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-24793 / 54213.75
=-45.73%

Stanbic Holdings's annualized FCF Yield % for the quarter that ended in Jun. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-2820.985 * 2 / 64977.5
=-8.68%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -41.85 mean?
Stanbic Holdings (NAI:SBIC) has a FCF Yield % of -41.85 as of Jul. 07, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Stanbic Holdings and its competitors. According to the industry distribution chart, Stanbic Holdings ranks #1391 out of 1504 companies in the Banks industry, placing it in the top 92.5%.
Is Stanbic Holdings' FCF Yield % too high?
Stanbic Holdings' current FCF Yield % is -41.85. Based on the distribution chart, Stanbic Holdings ranks #1391 out of 1504 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Stanbic Holdings has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stanbic Holdings' FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Stanbic Holdings ranks #1391 out of 1504 companies for FCF Yield %. This places Stanbic Holdings in the lower half of its industry. The industry median FCF Yield % is 8.06. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.06, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Stanbic Holdings and its competitors. For the Banks industry, the median FCF Yield % is 8.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stanbic Holdings's current FCF Yield % is -41.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stanbic Holdings stock overvalued right now?
Based on GuruFocus' analysis, Stanbic Holdings (NAI:SBIC) is currently considered Significantly Overvalued. The stock's GF Value™ is KES171.58, compared to a current price of KES291.00 — trading 69.6% above its estimated fair value. The current FCF Yield % is -41.85. Stanbic Holdings' overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Stanbic Holdings (NAI:SBIC), the current FCF Yield % is -41.85 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Stanbic Holdings (NAI:SBIC) Overvalued in 2026?

Based on GuruFocus' analysis, Stanbic Holdings stock appears to be overvalued. The current stock price of KES291.00 is trading 69.6% above its estimated GF Value™ of KES171.58. GuruFocus considers Stanbic Holdings to be Significantly Overvalued.

Key valuation signals for NAI:SBIC:

  • FCF Yield %: -41.85
  • GF Value™: KES171.58 vs. price of KES291.00 (69.6% above fair value)
  • GF Score™: 56/100 with 7 warning signs

No single metric tells the full story. See the NAI:SBIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Stanbic Holdings Business Description

Address Chiromo Road, P.O. Box 72833, Stanbic Bank Centre, Westlands, Nairobi, KEN, 00200
Stanbic Holdings PLC is a financial services company. It is organized into two business units, Corporate and Investment Banking, Personal and Business Banking. Corporate and Investment Banking provides commercial and investment financial services to larger corporate, financial institutions, and international counter parties. The company's products include transactional products and services and investment banking. The Personal and Business Banking provides banking services to individual customers and small to medium-sized enterprises. The products offered include mortgage lending, instalment sales, and finance leases, card products, transactional and lending products, amongst others.
56GF Score

Get the complete analysis for NAI:SBIC

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES291.00
Price
KES171.58
GF Value