NIC Asia Bank (XNEP:NICA) FCF Margin %: 0.00% (As of Apr. 2026)


XNEP:NICA NIC Asia Bank Ltd XNEP:NICA
74 GF Score
Price NPR333.90
GF Value NPR382.45
Valuation Modestly Undervalued
! 2 Warning Signs
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What is NIC Asia Bank FCF Margin %?

NIC Asia Bank XNEP:NICA +2.08% 74 FCF Margin % is 0.00% as of Apr. 2026. GuruFocus rates XNEP:NICA with a GF Score™ of 74/100 and a GF Value™ of NPR382.45 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,506 Banks companies, NIC Asia Bank ranks worse than 90.97% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. NIC Asia Bank's Free Cash Flow for the three months ended in Apr. 2026 was NPR0 Mil. NIC Asia Bank's Revenue for the three months ended in Apr. 2026 was NPR2,783 Mil. Therefore, NIC Asia Bank's FCF Margin % for the quarter that ended in Apr. 2026 was 0.00%.

As of today, NIC Asia Bank's current FCF Yield % is -20.56%.

The historical rank and industry rank for NIC Asia Bank's FCF Margin % or its related term are showing as below:

XNEP:NICA' s FCF Margin % Range Over the Past 10 Years
Min: -250.71   Med: 69.54   Max: 233.28
Current: -87.22

During the past 13 years, the highest FCF Margin % of NIC Asia Bank was 233.28%. The lowest was -250.71%. And the median was 69.54%.

XNEP:NICA's FCF Margin % is ranked worse than
90.97% of 1506 companies
in the Banks industry
Industry Median: 26.355 vs XNEP:NICA: -87.22

NIC Asia Bank FCF Margin % Related Terms

NIC Asia Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for NIC Asia Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NIC Asia Bank FCF Margin % Chart

NIC Asia Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 138.79 29.52 -62.89 233.28 -250.71

NIC Asia Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 312.13 -1,056.69 -25.19 0.00 0.00

NIC Asia Bank FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, NIC Asia Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

NIC Asia Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, NIC Asia Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where NIC Asia Bank's FCF Margin % falls into.


XNEP:NICA
74GF Score
NIC Asia Bank Ltd XNEP:NICA
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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NIC Asia Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

NIC Asia Bank's FCF Margin for the fiscal year that ended in Jul. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Jul. 2025 )/Revenue (A: Jul. 2025 )
=-31948.505/12743.303
=-250.71 %

NIC Asia Bank's FCF Margin for the quarter that ended in Apr. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Apr. 2026 )/Revenue (Q: Apr. 2026 )
=0/2783.473
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
NIC Asia Bank (XNEP:NICA) has a FCF Margin % of 0.00% as of Apr. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on NIC Asia Bank and its competitors. According to the industry distribution chart, NIC Asia Bank ranks #1370 out of 1506 companies in the Banks industry, placing it in the top 91%.
Is NIC Asia Bank's FCF Margin % too high?
NIC Asia Bank's current FCF Margin % is 0.00%. Based on the distribution chart, NIC Asia Bank ranks #1370 out of 1506 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, NIC Asia Bank has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NIC Asia Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, NIC Asia Bank ranks #1370 out of 1506 companies for FCF Margin %. This places NIC Asia Bank in the lower half of its industry. The industry median FCF Margin % is 26.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on NIC Asia Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NIC Asia Bank's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NIC Asia Bank stock overvalued right now?
Based on GuruFocus' analysis, NIC Asia Bank (XNEP:NICA) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR382.45, compared to a current price of NPR333.90 — trading 12.7% below its estimated fair value. The current FCF Margin % is 0.00%. NIC Asia Bank's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For NIC Asia Bank (XNEP:NICA), the current FCF Margin % is 0.00% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NIC Asia Bank (XNEP:NICA) Overvalued in 2026?

Based on GuruFocus' analysis, NIC Asia Bank stock appears to be undervalued. The current stock price of NPR333.90 is trading 12.7% below its estimated GF Value™ of NPR382.45. GuruFocus considers NIC Asia Bank to be Modestly Undervalued.

Key valuation signals for XNEP:NICA:

  • FCF Margin %: 0.00%
  • GF Value™: NPR382.45 vs. price of NPR333.90 (12.7% below fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the XNEP:NICA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NIC Asia Bank Business Description

Address Thapathali, Trade Tower, Kathmandu, NPL
NIC Asia Bank Ltd is engaged in commercial banking services in Nepal. It is organized for management and reporting purposes into segments such as Retail Banking, Corporate Banking, SME Banking, Deprived Sector Banking (DSL), Treasury, Transaction Banking (TB) and Other Banking. It generates a vast majority of the revenues from the Retail banking segment.
74GF Score

Get the complete analysis for XNEP:NICA

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR333.90
Price
NPR382.45
GF Value