NIC Asia Bank (XNEP:NICA) Total Assets: NPR407,107 Mil (As of Apr. 2026)

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XNEP:NICA NIC Asia Bank Ltd XNEP:NICA
74 GF Score
Price NPR336.10
GF Value NPR380.40
Valuation Modestly Undervalued
! 2 Warning Signs
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What is NIC Asia Bank Total Assets?

NIC Asia Bank XNEP:NICA -1.12% 74 Total Assets is NPR407,107 Mil as of Apr. 2026. GuruFocus rates XNEP:NICA with a GF Score™ of 74/100 and a GF Value™ of NPR380.40 (Modestly Undervalued). The stock has 2 warning signs investors should review.

NIC Asia Bank's Total Assets for the quarter that ended in Apr. 2026 was NPR407,107 Mil.

During the past 12 months, NIC Asia Bank's average Total Assets Growth Rate was -10.80% per year. During the past 3 years, the average Total Assets Growth Rate was -2.20% per year. During the past 5 years, the average Total Assets Growth Rate was 6.20% per year. During the past 10 years, the average Total Assets Growth Rate was 21.70% per year.

During the past 13 years, NIC Asia Bank's highest 3-Year average Total Assets Growth Rate was 39.70%. The lowest was -2.20%. And the median was 25.60%.

Total Assets is connected with ROA %. NIC Asia Bank's annualized ROA % for the quarter that ended in Apr. 2026 was 0.09%. Total Assets is also linked to Revenue through Asset Turnover. NIC Asia Bank's Asset Turnover for the quarter that ended in Apr. 2026 was 0.01.


NIC Asia Bank  (XNEP:NICA) Total Assets Explanation

Total Assets is connected with ROA %.

NIC Asia Bank's annualized ROA % for the quarter that ended in Apr. 2026 is

ROA %=Net Income (Q: Apr. 2026 )/( (Total Assets (Q: Jan. 2026 )+Total Assets (Q: Apr. 2026 ))/ count )
=347.332/( (406401.708+407107.383)/ 2 )
=347.332/406754.5455
=0.09 %

Note: The Net Income data used here is four times the quarterly (Apr. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

NIC Asia Bank's Asset Turnover for the quarter that ended in Apr. 2026 is

Asset Turnover
=Revenue (Q: Apr. 2026 )/( (Total Assets (Q: Jan. 2026 )+Total Assets (Q: Apr. 2026 ))/ count )
=2783.473/( (406401.708+407107.383)/ 2 )
=2783.473/406754.5455
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

NIC Asia Bank Total Assets Related Terms


NIC Asia Bank Total Assets Historical Data

* Premium members only.

The historical data trend for NIC Asia Bank's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NIC Asia Bank Total Assets Chart

NIC Asia Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 361,975.42 376,946.29 382,297.54 426,049.34 393,244.05

NIC Asia Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 372,643.96 393,244.05 414,471.47 406,401.71 407,107.38
XNEP:NICA
74GF Score
NIC Asia Bank Ltd XNEP:NICA
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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NIC Asia Bank Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

NIC Asia Bank's Total Assets for the fiscal year that ended in Jul. 2025 is calculated as

Total Assets=Total Equity (A: Jul. 2025 )+Total Liabilities (A: Jul. 2025 )
=26991.591+366252.457
=393,244

NIC Asia Bank's Total Assets for the quarter that ended in Apr. 2026 is calculated as

Total Assets=Total Equity (Q: Apr. 2026 )+Total Liabilities (Q: Apr. 2026 )
=27190.146+379917.237
=407,107

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of NPR407,107 Mil mean?
NIC Asia Bank (XNEP:NICA) has a Total Assets of NPR407,107 Mil as of Apr. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on NIC Asia Bank and its competitors.
Is NIC Asia Bank's Total Assets too high?
NIC Asia Bank's current Total Assets is NPR407,107 Mil. Overall, NIC Asia Bank has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NIC Asia Bank's Total Assets compare to competitors?
NIC Asia Bank's Total Assets of NPR407,107 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on NIC Asia Bank and its competitors. NIC Asia Bank's current Total Assets is NPR407,107 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NIC Asia Bank stock overvalued right now?
Based on GuruFocus' analysis, NIC Asia Bank (XNEP:NICA) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR380.40, compared to a current price of NPR336.10 — trading 11.6% below its estimated fair value. The current Total Assets is NPR407,107 Mil. NIC Asia Bank's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For NIC Asia Bank (XNEP:NICA), the current Total Assets is NPR407,107 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NIC Asia Bank (XNEP:NICA) Overvalued in 2026?

Based on GuruFocus' analysis, NIC Asia Bank stock appears to be undervalued. The current stock price of NPR336.10 is trading 11.6% below its estimated GF Value™ of NPR380.40. GuruFocus considers NIC Asia Bank to be Modestly Undervalued.

Key valuation signals for XNEP:NICA:

  • Total Assets: NPR407,107 Mil
  • GF Value™: NPR380.40 vs. price of NPR336.10 (11.6% below fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the XNEP:NICA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NIC Asia Bank Business Description

Address Thapathali, Trade Tower, Kathmandu, NPL
NIC Asia Bank Ltd is engaged in commercial banking services in Nepal. It is organized for management and reporting purposes into segments such as Retail Banking, Corporate Banking, SME Banking, Deprived Sector Banking (DSL), Treasury, Transaction Banking (TB) and Other Banking. It generates a vast majority of the revenues from the Retail banking segment.
74GF Score

Get the complete analysis for XNEP:NICA

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR336.10
Price
NPR380.40
GF Value