NIC Asia Bank (XNEP:NICA) Gross Margin %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:NICA NIC Asia Bank Ltd XNEP:NICA
74 GF Score
Price NPR323.40
GF Value NPR381.59
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is NIC Asia Bank Gross Margin %?

Gross Margin does not apply to banks and insurance companies.

XNEP:NICA
74GF Score
NIC Asia Bank Ltd XNEP:NICA
Gross Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is NIC Asia Bank (XNEP:NICA) Overvalued in 2026?

Based on GuruFocus' analysis, NIC Asia Bank stock appears to be undervalued. The current stock price of NPR323.40 is trading 15.2% below its estimated GF Value™ of NPR381.59. GuruFocus considers NIC Asia Bank to be Modestly Undervalued.

Key valuation signals for XNEP:NICA:

  • Gross Margin %:
  • GF Value™: NPR381.59 vs. price of NPR323.40 (15.2% below fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the XNEP:NICA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NIC Asia Bank Business Description

Address Thapathali, Trade Tower, Kathmandu, NPL
NIC Asia Bank Ltd is engaged in commercial banking services in Nepal. It is organized for management and reporting purposes into segments such as Retail Banking, Corporate Banking, SME Banking, Deprived Sector Banking (DSL), Treasury, Transaction Banking (TB) and Other Banking. It generates a vast majority of the revenues from the Retail banking segment.
74GF Score

Get the complete analysis for XNEP:NICA

Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR323.40
Price
NPR381.59
GF Value