NIC Asia Bank (XNEP:NICA) Margin of Safety % (DCF FCF Based): N/A (As of Jul. 01, 2026)


XNEP:NICA NIC Asia Bank Ltd XNEP:NICA
74 GF Score
Price NPR327.10
GF Value NPR382.45
Valuation Modestly Undervalued
! 2 Warning Signs
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What is NIC Asia Bank Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-01), NIC Asia Bank's Predictability Rank is 2-Stars. NIC Asia Bank's intrinsic value calculated from the Discounted FCF model is NPR38.63 and current share price is NPR327.10. Consequently,

NIC Asia Bank's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.

NIC Asia Bank Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, NIC Asia Bank's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

NIC Asia Bank Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, NIC Asia Bank's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where NIC Asia Bank's Margin of Safety % (DCF FCF Based) falls into.


XNEP:NICA
74GF Score
NIC Asia Bank Ltd XNEP:NICA
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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NIC Asia Bank Margin of Safety % (DCF FCF Based) Calculation

NIC Asia Bank's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-792.30-327.10)/-792.30
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is NIC Asia Bank (XNEP:NICA) Overvalued in 2026?

Based on GuruFocus' analysis, NIC Asia Bank stock appears to be undervalued. The current stock price of NPR327.10 is trading 14.5% below its estimated GF Value™ of NPR382.45. GuruFocus considers NIC Asia Bank to be Modestly Undervalued.

Key valuation signals for XNEP:NICA:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: NPR382.45 vs. price of NPR327.10 (14.5% below fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the XNEP:NICA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NIC Asia Bank Business Description

Address Thapathali, Trade Tower, Kathmandu, NPL
NIC Asia Bank Ltd is engaged in commercial banking services in Nepal. It is organized for management and reporting purposes into segments such as Retail Banking, Corporate Banking, SME Banking, Deprived Sector Banking (DSL), Treasury, Transaction Banking (TB) and Other Banking. It generates a vast majority of the revenues from the Retail banking segment.
74GF Score

Get the complete analysis for XNEP:NICA

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR327.10
Price
NPR382.45
GF Value