NIC Asia Bank (XNEP:NICA) Interest Expense: NPR-16,261 Mil (TTM As of Apr. 2026)

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XNEP:NICA NIC Asia Bank Ltd XNEP:NICA
74 GF Score
Price NPR326.00
GF Value NPR379.96
Valuation Modestly Undervalued
! 2 Warning Signs
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What is NIC Asia Bank Interest Expense?

NIC Asia Bank XNEP:NICA -0.58% 74 Interest Expense is NPR-16,261 Mil as of Apr. 2026. GuruFocus rates XNEP:NICA with a GF Score™ of 74/100 and a GF Value™ of NPR379.96 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. NIC Asia Bank's interest expense for the three months ended in Apr. 2026 was NPR -3,749 Mil. Its interest expense for the trailing twelve months (TTM) ended in Apr. 2026 was NPR-16,261 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. NIC Asia Bank's Operating Income for the three months ended in Apr. 2026 was NPR Mil. NIC Asia Bank's Interest Expense for the three months ended in Apr. 2026 was NPR Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

NIC Asia Bank Interest Expense Historical Data

* Premium members only.

The historical data trend for NIC Asia Bank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NIC Asia Bank Interest Expense Chart

NIC Asia Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -14,765.05 -23,232.51 -27,653.80 -28,714.90 -19,583.78

NIC Asia Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -10,463.79 -4,316.60 -4,316.84 -3,877.79 -3,749.45
XNEP:NICA
74GF Score
NIC Asia Bank Ltd XNEP:NICA
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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NIC Asia Bank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR-16,261 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of NPR-16,261 Mil mean?
NIC Asia Bank (XNEP:NICA) has a Interest Expense of NPR-16,261 Mil as of Apr. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on NIC Asia Bank and its competitors.
Is NIC Asia Bank's Interest Expense too high?
NIC Asia Bank's current Interest Expense is NPR-16,261 Mil. Overall, NIC Asia Bank has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NIC Asia Bank's Interest Expense compare to competitors?
NIC Asia Bank's Interest Expense of NPR-16,261 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on NIC Asia Bank and its competitors. NIC Asia Bank's current Interest Expense is NPR-16,261 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NIC Asia Bank stock overvalued right now?
Based on GuruFocus' analysis, NIC Asia Bank (XNEP:NICA) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR379.96, compared to a current price of NPR326.00 — trading 14.2% below its estimated fair value. The current Interest Expense is NPR-16,261 Mil. NIC Asia Bank's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For NIC Asia Bank (XNEP:NICA), the current Interest Expense is NPR-16,261 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NIC Asia Bank (XNEP:NICA) Overvalued in 2026?

Based on GuruFocus' analysis, NIC Asia Bank stock appears to be undervalued. The current stock price of NPR326.00 is trading 14.2% below its estimated GF Value™ of NPR379.96. GuruFocus considers NIC Asia Bank to be Modestly Undervalued.

Key valuation signals for XNEP:NICA:

  • Interest Expense: NPR-16,261 Mil
  • GF Value™: NPR379.96 vs. price of NPR326.00 (14.2% below fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the XNEP:NICA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NIC Asia Bank Business Description

Address Thapathali, Trade Tower, Kathmandu, NPL
NIC Asia Bank Ltd is engaged in commercial banking services in Nepal. It is organized for management and reporting purposes into segments such as Retail Banking, Corporate Banking, SME Banking, Deprived Sector Banking (DSL), Treasury, Transaction Banking (TB) and Other Banking. It generates a vast majority of the revenues from the Retail banking segment.
74GF Score

Get the complete analysis for XNEP:NICA

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR326.00
Price
NPR379.96
GF Value