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NIC Asia Bank's yield on cost for the quarter that ended in Jul. 2026 was 0.00.
The historical rank and industry rank for NIC Asia Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 13 years, NIC Asia Bank's highest Yield on Cost was 2.88. The lowest was 0.00. And the median was 0.30.
XNEP:NICA's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.81 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
NIC Asia Bank (XNEP:NICA) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
NIC Asia Bank 5-Year Yield-on-Cost % Related Terms
NIC Asia Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, NIC Asia Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NIC Asia Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, NIC Asia Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where NIC Asia Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of NIC Asia Bank is calculated as
NIC Asia Bank (XNEP:NICA) has a 5-Year Yield-on-Cost % of 0.00 as of Sep. 10, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on NIC Asia Bank and its competitors. According to the industry distribution chart, NIC Asia Bank ranks #999999 out of 1241 companies in the Banks industry.
Is NIC Asia Bank's 5-Year Yield-on-Cost % too high?
NIC Asia Bank's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, NIC Asia Bank ranks #999999 out of 1241 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, NIC Asia Bank has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NIC Asia Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, NIC Asia Bank ranks #999999 out of 1241 companies for 5-Year Yield-on-Cost %. This places NIC Asia Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,241 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on NIC Asia Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NIC Asia Bank's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NIC Asia Bank stock overvalued right now?
Based on GuruFocus' analysis, NIC Asia Bank (XNEP:NICA) is currently considered Modestly Overvalued. The stock's GF Value™ is NPR268.07, compared to a current price of NPR309.00 — trading 15.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. NIC Asia Bank's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For NIC Asia Bank (XNEP:NICA), the current 5-Year Yield-on-Cost % is 0.00 as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NIC Asia Bank (XNEP:NICA) Overvalued in 2026?
Based on GuruFocus' analysis, NIC Asia Bank stock appears to be overvalued.
The current stock price of NPR309.00 is trading 15.3% above its estimated GF Value™ of NPR268.07.
GuruFocus considers NIC Asia Bank to be Modestly Overvalued.
Key valuation signals for XNEP:NICA:
5-Year Yield-on-Cost %: 0.00
GF Value™: NPR268.07 vs. price of NPR309.00 (15.3% above fair value)
No single metric tells the full story. See the XNEP:NICA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NIC Asia Bank Ltd is engaged in commercial banking services in Nepal. It is organized for management and reporting purposes into segments such as Retail Banking, Corporate Banking, SME Banking, Deprived Sector Banking (DSL), Treasury, Transaction Banking (TB) and Other Banking. It generates a vast majority of the revenues from the Retail banking segment.
61GF Score
Get the complete analysis for XNEP:NICA
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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