NIC Asia Bank (XNEP:NICA) OCF Yield %: -20.92 (As of Jul. 15, 2026)

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XNEP:NICA NIC Asia Bank Ltd XNEP:NICA
74 GF Score
Price NPR324.20
GF Value NPR381.52
Valuation Modestly Undervalued
! 2 Warning Signs
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What is NIC Asia Bank OCF Yield %?

NIC Asia Bank XNEP:NICA +0.25% 74 OCF Yield % is -20.92 as of Jul. 15, 2026. GuruFocus rates XNEP:NICA with a GF Score™ of 74/100 and a GF Value™ of NPR381.52 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,500 Banks companies, NIC Asia Bank ranks worse than 88.2% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, NIC Asia Bank's Trailing 12-Month Cash Flow from Operations is NPR-10,196 Mil, and Market Cap is NPR48,363 Mil. Therefore, NIC Asia Bank's OCF Yield % for today is -20.92%.

The historical rank and industry rank for NIC Asia Bank's OCF Yield % or its related term are showing as below:

XNEP:NICA' s OCF Yield % Range Over the Past 10 Years
Min: -221.61   Med: 7.1   Max: 171.84
Current: -20.92


During the past 13 years, the highest OCF Yield % of NIC Asia Bank was 171.84%. The lowest was -221.61%. And the median was 7.10%.

XNEP:NICA's OCF Yield % is ranked worse than
88.2% of 1500 companies
in the Banks industry
Industry Median: 9.245 vs XNEP:NICA: -20.92

NIC Asia Bank's OCF Margin % for the quarter that ended in Apr. 2026 was %.


NIC Asia Bank OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


NIC Asia Bank OCF Yield % Related Terms


NIC Asia Bank OCF Yield % Historical Data

* Premium members only.

The historical data trend for NIC Asia Bank's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NIC Asia Bank OCF Yield % Chart

NIC Asia Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.14 6.11 -9.59 43.47 -55.36

NIC Asia Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 163.19 -211.83 -6.48 0.00 0.00

NIC Asia Bank OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, NIC Asia Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NIC Asia Bank OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, NIC Asia Bank's OCF Yield % distribution charts can be found below:

* The bar in red indicates where NIC Asia Bank's OCF Yield % falls into.


XNEP:NICA
74GF Score
NIC Asia Bank Ltd XNEP:NICA
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NIC Asia Bank OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

NIC Asia Bank's OCF Yield % for the fiscal year that ended in Jul. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-31914.011 / 57646.08168
=-55.36%

NIC Asia Bank's annualized OCF Yield % for the quarter that ended in Apr. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 24788.278
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -20.92 mean?
NIC Asia Bank (XNEP:NICA) has a OCF Yield % of -20.92 as of Jul. 15, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on NIC Asia Bank and its competitors. According to the industry distribution chart, NIC Asia Bank ranks #1323 out of 1500 companies in the Banks industry, placing it in the top 88.2%.
Is NIC Asia Bank's OCF Yield % too high?
NIC Asia Bank's current OCF Yield % is -20.92. Based on the distribution chart, NIC Asia Bank ranks #1323 out of 1500 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, NIC Asia Bank has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NIC Asia Bank's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, NIC Asia Bank ranks #1323 out of 1500 companies for OCF Yield %. This places NIC Asia Bank in the lower half of its industry. The industry median OCF Yield % is 9.25. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on NIC Asia Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NIC Asia Bank's current OCF Yield % is -20.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NIC Asia Bank stock overvalued right now?
Based on GuruFocus' analysis, NIC Asia Bank (XNEP:NICA) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR381.52, compared to a current price of NPR324.20 — trading 15% below its estimated fair value. The current OCF Yield % is -20.92. NIC Asia Bank's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For NIC Asia Bank (XNEP:NICA), the current OCF Yield % is -20.92 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NIC Asia Bank (XNEP:NICA) Overvalued in 2026?

Based on GuruFocus' analysis, NIC Asia Bank stock appears to be undervalued. The current stock price of NPR324.20 is trading 15% below its estimated GF Value™ of NPR381.52. GuruFocus considers NIC Asia Bank to be Modestly Undervalued.

Key valuation signals for XNEP:NICA:

  • OCF Yield %: -20.92
  • GF Value™: NPR381.52 vs. price of NPR324.20 (15% below fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the XNEP:NICA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NIC Asia Bank Business Description

Address Thapathali, Trade Tower, Kathmandu, NPL
NIC Asia Bank Ltd is engaged in commercial banking services in Nepal. It is organized for management and reporting purposes into segments such as Retail Banking, Corporate Banking, SME Banking, Deprived Sector Banking (DSL), Treasury, Transaction Banking (TB) and Other Banking. It generates a vast majority of the revenues from the Retail banking segment.
74GF Score

Get the complete analysis for XNEP:NICA

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR324.20
Price
NPR381.52
GF Value