NIC Asia Bank (XNEP:NICA) ROC %: % (As of Apr. 2026)


XNEP:NICA NIC Asia Bank Ltd XNEP:NICA
74 GF Score
Price NPR335.10
GF Value NPR382.32
Valuation Modestly Undervalued
! 2 Warning Signs
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What is NIC Asia Bank ROC %?

NIC Asia Bank XNEP:NICA -2.59% 74 ROC % is % as of Apr. 2026. GuruFocus rates XNEP:NICA with a GF Score™ of 74/100 and a GF Value™ of NPR382.32 (Modestly Undervalued). The stock has 2 warning signs investors should review.

ROC %does not apply to banks.

XNEP:NICA
74GF Score
NIC Asia Bank Ltd XNEP:NICA
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
NIC Asia Bank (XNEP:NICA) has a ROC % of % as of Apr. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on NIC Asia Bank and its competitors.
Is NIC Asia Bank's ROC % too high?
NIC Asia Bank's current ROC % is %. Overall, NIC Asia Bank has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NIC Asia Bank's ROC % compare to competitors?
NIC Asia Bank's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on NIC Asia Bank and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NIC Asia Bank's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NIC Asia Bank stock overvalued right now?
Based on GuruFocus' analysis, NIC Asia Bank (XNEP:NICA) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR382.32, compared to a current price of NPR335.10 — trading 12.4% below its estimated fair value. The current ROC % is %. NIC Asia Bank's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For NIC Asia Bank (XNEP:NICA), the current ROC % is % as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NIC Asia Bank (XNEP:NICA) Overvalued in 2026?

Based on GuruFocus' analysis, NIC Asia Bank stock appears to be undervalued. The current stock price of NPR335.10 is trading 12.4% below its estimated GF Value™ of NPR382.32. GuruFocus considers NIC Asia Bank to be Modestly Undervalued.

Key valuation signals for XNEP:NICA:

  • ROC %: %
  • GF Value™: NPR382.32 vs. price of NPR335.10 (12.4% below fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the XNEP:NICA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NIC Asia Bank Business Description

Address Thapathali, Trade Tower, Kathmandu, NPL
NIC Asia Bank Ltd is engaged in commercial banking services in Nepal. It is organized for management and reporting purposes into segments such as Retail Banking, Corporate Banking, SME Banking, Deprived Sector Banking (DSL), Treasury, Transaction Banking (TB) and Other Banking. It generates a vast majority of the revenues from the Retail banking segment.
74GF Score

Get the complete analysis for XNEP:NICA

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR335.10
Price
NPR382.32
GF Value