NIC Asia Bank (XNEP:NICA) FCF Yield %: -21.02 (As of Jul. 11, 2026)


XNEP:NICA NIC Asia Bank Ltd XNEP:NICA
74 GF Score
Price NPR326.70
GF Value NPR381.79
Valuation Modestly Undervalued
! 2 Warning Signs
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What is NIC Asia Bank FCF Yield %?

NIC Asia Bank XNEP:NICA -0.97% 74 FCF Yield % is -21.02 as of Jul. 11, 2026. GuruFocus rates XNEP:NICA with a GF Score™ of 74/100 and a GF Value™ of NPR381.79 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,501 Banks companies, NIC Asia Bank ranks worse than 87.41% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, NIC Asia Bank's Trailing 12-Month Free Cash Flow is NPR-10,241 Mil, and Market Cap is NPR48,736 Mil. Therefore, NIC Asia Bank's FCF Yield % for today is -21.02%.

The historical rank and industry rank for NIC Asia Bank's FCF Yield % or its related term are showing as below:

XNEP:NICA' s FCF Yield % Range Over the Past 10 Years
Min: -222.4   Med: 6.42   Max: 163.8
Current: -21.02


During the past 13 years, the highest FCF Yield % of NIC Asia Bank was 163.80%. The lowest was -222.40%. And the median was 6.42%.

XNEP:NICA's FCF Yield % is ranked worse than
87.41% of 1501 companies
in the Banks industry
Industry Median: 8.15 vs XNEP:NICA: -21.02

NIC Asia Bank's FCF Margin % for the quarter that ended in Apr. 2026 was 0.00%.


NIC Asia Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


NIC Asia Bank FCF Yield % Related Terms


NIC Asia Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for NIC Asia Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NIC Asia Bank FCF Yield % Chart

NIC Asia Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.91 5.47 -10.99 42.34 -55.42

NIC Asia Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 163.02 -211.71 -6.82 0.00 0.00

NIC Asia Bank FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, NIC Asia Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NIC Asia Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, NIC Asia Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where NIC Asia Bank's FCF Yield % falls into.


XNEP:NICA
74GF Score
NIC Asia Bank Ltd XNEP:NICA
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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NIC Asia Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

NIC Asia Bank's FCF Yield % for the fiscal year that ended in Jul. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-31948.505 / 57646.08168
=-55.42%

NIC Asia Bank's annualized FCF Yield % for the quarter that ended in Apr. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 24788.278
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -21.02 mean?
NIC Asia Bank (XNEP:NICA) has a FCF Yield % of -21.02 as of Jul. 11, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on NIC Asia Bank and its competitors. According to the industry distribution chart, NIC Asia Bank ranks #1312 out of 1501 companies in the Banks industry, placing it in the top 87.4%.
Is NIC Asia Bank's FCF Yield % too high?
NIC Asia Bank's current FCF Yield % is -21.02. Based on the distribution chart, NIC Asia Bank ranks #1312 out of 1501 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, NIC Asia Bank has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NIC Asia Bank's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, NIC Asia Bank ranks #1312 out of 1501 companies for FCF Yield %. This places NIC Asia Bank in the lower half of its industry. The industry median FCF Yield % is 8.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.15, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on NIC Asia Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NIC Asia Bank's current FCF Yield % is -21.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NIC Asia Bank stock overvalued right now?
Based on GuruFocus' analysis, NIC Asia Bank (XNEP:NICA) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR381.79, compared to a current price of NPR326.70 — trading 14.4% below its estimated fair value. The current FCF Yield % is -21.02. NIC Asia Bank's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For NIC Asia Bank (XNEP:NICA), the current FCF Yield % is -21.02 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NIC Asia Bank (XNEP:NICA) Overvalued in 2026?

Based on GuruFocus' analysis, NIC Asia Bank stock appears to be undervalued. The current stock price of NPR326.70 is trading 14.4% below its estimated GF Value™ of NPR381.79. GuruFocus considers NIC Asia Bank to be Modestly Undervalued.

Key valuation signals for XNEP:NICA:

  • FCF Yield %: -21.02
  • GF Value™: NPR381.79 vs. price of NPR326.70 (14.4% below fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the XNEP:NICA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NIC Asia Bank Business Description

Address Thapathali, Trade Tower, Kathmandu, NPL
NIC Asia Bank Ltd is engaged in commercial banking services in Nepal. It is organized for management and reporting purposes into segments such as Retail Banking, Corporate Banking, SME Banking, Deprived Sector Banking (DSL), Treasury, Transaction Banking (TB) and Other Banking. It generates a vast majority of the revenues from the Retail banking segment.
74GF Score

Get the complete analysis for XNEP:NICA

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR326.70
Price
NPR381.79
GF Value