NIC Asia BankXNEP:NICA -0.33%74 Median PS Value is NPR599.74 as of Jul. 07, 2026, which is 100% below its 10-year median of 0.57. GuruFocus rates XNEP:NICA with a GF Score™ of 74/100 and a GF Value™ of NPR382.05 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,041 Banks companies, NIC Asia Bank ranks better than 95.2% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. NIC Asia Bank's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 was NPR122.129. NIC Asia Bank's 10-Year median PS Ratio is 4.9107. Therefore, the Median PS Value for today is NPR599.74.
As of today (2026-07-07), NIC Asia Bank's share price is NPR334.00. NIC Asia Bank's Median PS Value is NPR599.74. Therefore, NIC Asia Bank's Price to Median PS Value for today is 0.56.
The historical rank and industry rank for NIC Asia Bank's Median PS Value or its related term are showing as below:
XNEP:NICA'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.37 Med: 0.57 Max: 0.8
Current: 0.56
During the past 13 years, the highest Price to Median PS Value of NIC Asia Bank was 0.80. The lowest was 0.37. And the median was 0.57.
XNEP:NICA's Price-to-Median-PS-Value is ranked better than 95.2% of 1041
companies
in the Banks industry
Industry Median: 1.11
vs XNEP:NICA: 0.56
NIC Asia Bank (XNEP:NICA) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
NIC Asia Bank's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
334.00
/
599.74
=
0.56
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NIC Asia Bank Median PS Value Related Terms
NIC Asia Bank Median PS Value Historical Data
* Premium members only.
The historical data trend for NIC Asia Bank's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NIC Asia Bank Median PS Value Competitor Comparison
For the Banks - Regional subindustry, NIC Asia Bank's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NIC Asia Bank Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, NIC Asia Bank's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where NIC Asia Bank's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 4.9107.
NIC Asia Bank's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR122.129.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NIC Asia Bank (XNEP:NICA) has a Median PS Value of NPR599.74 as of Jul. 07, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on NIC Asia Bank and its competitors. This is 105118% above median its historical median of 0.57. Over the past decade, NIC Asia Bank's Median PS Value has ranged from 0.37 to 0.80. According to the industry distribution chart, NIC Asia Bank ranks #50 out of 1041 companies in the Banks industry, placing it in the top 4.8%.
Is NIC Asia Bank's Median PS Value too high?
NIC Asia Bank's current Median PS Value of NPR599.74 is 105118% above median its 10-year median of 0.57. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 0.80. Based on the distribution chart, NIC Asia Bank ranks #50 out of 1041 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, NIC Asia Bank has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NIC Asia Bank's Median PS Value compare to competitors?
According to the Banks industry distribution chart, NIC Asia Bank ranks #50 out of 1041 companies for Median PS Value. This places NIC Asia Bank in the top 5% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.11. Historically, NIC Asia Bank's own Median PS Value has ranged from 0.37 to 0.80 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,041 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on NIC Asia Bank and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NIC Asia Bank's current Median PS Value is NPR599.74, which is 105118% above median its own 10-year median of 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NIC Asia Bank stock overvalued right now?
Based on GuruFocus' analysis, NIC Asia Bank (XNEP:NICA) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR382.05, compared to a current price of NPR334.00 — trading 12.6% below its estimated fair value. The current Median PS Value is NPR599.74, which is 105118% above median its 10-year median of 0.57. NIC Asia Bank's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For NIC Asia Bank (XNEP:NICA), the current Median PS Value is NPR599.74 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NIC Asia Bank (XNEP:NICA) Overvalued in 2026?
Based on GuruFocus' analysis, NIC Asia Bank stock appears to be undervalued.
The current stock price of NPR334.00 is trading 12.6% below its estimated GF Value™ of NPR382.05.
GuruFocus considers NIC Asia Bank to be Modestly Undervalued.
Key valuation signals for XNEP:NICA:
Median PS Value: NPR599.74 (105118% above median its 10-year median of 0.57)
GF Value™: NPR382.05 vs. price of NPR334.00 (12.6% below fair value)
No single metric tells the full story. See the XNEP:NICA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NIC Asia Bank Ltd is engaged in commercial banking services in Nepal. It is organized for management and reporting purposes into segments such as Retail Banking, Corporate Banking, SME Banking, Deprived Sector Banking (DSL), Treasury, Transaction Banking (TB) and Other Banking. It generates a vast majority of the revenues from the Retail banking segment.
74GF Score
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Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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