* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shine Resunga Development Bank FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Shine Resunga Development Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shine Resunga Development Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Shine Resunga Development Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Shine Resunga Development Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shine Resunga Development Bank (XNEP:SHINE) has a FCF Margin % of 91.18% as of Apr. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Shine Resunga Development Bank and its competitors. This is 25% above median its historical median of 73.12. According to the industry distribution chart, Shine Resunga Development Bank ranks #1170 out of 1506 companies in the Banks industry, placing it in the top 77.7%.
Is Shine Resunga Development Bank's FCF Margin % too high?
Shine Resunga Development Bank's current FCF Margin % of 91.18% is 25% above median its 10-year median of 73.12. The Banks industry median FCF Margin % is 26.36. Shine Resunga Development Bank's value of 91.18% is 246% above this industry median. Based on the distribution chart, Shine Resunga Development Bank ranks #1170 out of 1506 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Shine Resunga Development Bank has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Shine Resunga Development Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Shine Resunga Development Bank ranks #1170 out of 1506 companies for FCF Margin %. This places Shine Resunga Development Bank in the lower half of its industry. The industry median FCF Margin % is 26.36. Shine Resunga Development Bank's value of 91.18% is 246% above this benchmark. While the company's 10-year median is 73.12 vs. the industry median of 26.36, Shine Resunga Development Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shine Resunga Development Bank's current FCF Margin % of 91.18% is 246% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Shine Resunga Development Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shine Resunga Development Bank's current FCF Margin % is 91.18%, which is 25% above median its own 10-year median of 73.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shine Resunga Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Shine Resunga Development Bank (XNEP:SHINE) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR466.92, compared to a current price of NPR396.40 — trading 15.1% below its estimated fair value. The current FCF Margin % is 91.18%, which is 25% above median its 10-year median of 73.12 and 246% above the Banks industry median of 26.36. Shine Resunga Development Bank's overall GF Score™ is 100/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Shine Resunga Development Bank (XNEP:SHINE), the current FCF Margin % is 91.18% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shine Resunga Development Bank (XNEP:SHINE) Overvalued in 2026?
Based on GuruFocus' analysis, Shine Resunga Development Bank stock appears to be undervalued.
The current stock price of NPR396.40 is trading 15.1% below its estimated GF Value™ of NPR466.92.
GuruFocus considers Shine Resunga Development Bank to be Modestly Undervalued.
Key valuation signals for XNEP:SHINE:
FCF Margin %: 91.18% (25% above median its 10-year median of 73.12)
GF Value™: NPR466.92 vs. price of NPR396.40 (15.1% below fair value)
Industry Position: 246% above the Banks median (#1170 of 1506)
No single metric tells the full story. See the XNEP:SHINE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shine Resunga Development Bank Business Description
Shine Resunga Development Bank Ltd is a regional development bank in Nepal. The company offers products and services including saving deposits, fixed deposits, call current, business loans, consumer loans, and others. The maximum revenue from Nepal itself is from Lumbini Province.
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