Shine Resunga Development Bank (XNEP:SHINE) ROE % Adjusted to Book Value: 7.95% (As of Apr. 2026)

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XNEP:SHINE Shine Resunga Development Bank Ltd XNEP:SHINE
100 GF Score
Price NPR415.00
GF Value NPR469.36
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Shine Resunga Development Bank ROE % Adjusted to Book Value?

Shine Resunga Development Bank XNEP:SHINE 100 ROE % Adjusted to Book Value is 7.95% as of Apr. 2026. GuruFocus rates XNEP:SHINE with a GF Score™ of 100/100 and a GF Value™ of NPR469.36 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Shine Resunga Development Bank's ROE % for the quarter that ended in Apr. 2026 was 20.42%. Shine Resunga Development Bank's PB Ratio for the quarter that ended in Apr. 2026 was 2.57. Shine Resunga Development Bank's ROE % Adjusted to Book Value for the quarter that ended in Apr. 2026 was 7.95%.


Shine Resunga Development Bank ROE % Adjusted to Book Value Related Terms


Shine Resunga Development Bank ROE % Adjusted to Book Value Historical Data

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The historical data trend for Shine Resunga Development Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shine Resunga Development Bank ROE % Adjusted to Book Value Chart

Shine Resunga Development Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.34 5.12 4.72 2.80 3.01

Shine Resunga Development Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.85 3.18 4.11 3.97 7.95

Shine Resunga Development Bank ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Shine Resunga Development Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shine Resunga Development Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Shine Resunga Development Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Shine Resunga Development Bank's ROE % Adjusted to Book Value falls into.


XNEP:SHINE
100GF Score
Shine Resunga Development Bank Ltd XNEP:SHINE
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Shine Resunga Development Bank ROE % Adjusted to Book Value Calculation

Shine Resunga Development Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Jul. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.05% / 3.01
=3.01%

Shine Resunga Development Bank's ROE % Adjusted to Book Value for the quarter that ended in Apr. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=20.42% / 2.57
=7.95%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 7.95% mean?
Shine Resunga Development Bank (XNEP:SHINE) has a ROE % Adjusted to Book Value of 7.95% as of Apr. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Shine Resunga Development Bank and its competitors.
Is Shine Resunga Development Bank's ROE % Adjusted to Book Value too high?
Shine Resunga Development Bank's current ROE % Adjusted to Book Value is 7.95%. Overall, Shine Resunga Development Bank has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Shine Resunga Development Bank's ROE % Adjusted to Book Value compare to competitors?
Shine Resunga Development Bank's ROE % Adjusted to Book Value of 7.95% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Shine Resunga Development Bank and its competitors. Shine Resunga Development Bank's current ROE % Adjusted to Book Value is 7.95%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shine Resunga Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Shine Resunga Development Bank (XNEP:SHINE) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR469.36, compared to a current price of NPR415.00 — trading 11.6% below its estimated fair value. The current ROE % Adjusted to Book Value is 7.95%. Shine Resunga Development Bank's overall GF Score™ is 100/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Shine Resunga Development Bank (XNEP:SHINE), the current ROE % Adjusted to Book Value is 7.95% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shine Resunga Development Bank (XNEP:SHINE) Overvalued in 2026?

Based on GuruFocus' analysis, Shine Resunga Development Bank stock appears to be undervalued. The current stock price of NPR415.00 is trading 11.6% below its estimated GF Value™ of NPR469.36. GuruFocus considers Shine Resunga Development Bank to be Modestly Undervalued.

Key valuation signals for XNEP:SHINE:

  • ROE % Adjusted to Book Value: 7.95%
  • GF Value™: NPR469.36 vs. price of NPR415.00 (11.6% below fair value)
  • GF Score™: 100/100 with 2 warning signs

No single metric tells the full story. See the XNEP:SHINE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shine Resunga Development Bank Business Description

Address Butwal Sub-Metropolitan City, Ward No 11, Kalikanagar, Rupandehi, NPL, 32907
Shine Resunga Development Bank Ltd is a regional development bank in Nepal. The company offers products and services including saving deposits, fixed deposits, call current, business loans, consumer loans, and others. The maximum revenue from Nepal itself is from Lumbini Province.
100GF Score

Get the complete analysis for XNEP:SHINE

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR415.00
Price
NPR469.36
GF Value