Shine Resunga Development Bank (XNEP:SHINE) E10: NPR16.70 (As of Apr. 2026)


XNEP:SHINE Shine Resunga Development Bank Ltd XNEP:SHINE
100 GF Score
Price NPR407.80
GF Value NPR467.93
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Shine Resunga Development Bank E10?

Shine Resunga Development Bank XNEP:SHINE +1.95% 100 E10 is NPR16.70 as of Apr. 2026. GuruFocus rates XNEP:SHINE with a GF Score™ of 100/100 and a GF Value™ of NPR467.93 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Shine Resunga Development Bank's adjusted earnings per share data for the three months ended in Apr. 2026 was NPR7.878. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is NPR16.70 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Shine Resunga Development Bank's average E10 Growth Rate was 4.40% per year. During the past 3 years, the average E10 Growth Rate was -1.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Shine Resunga Development Bank was -1.60% per year. The lowest was -1.60% per year. And the median was -1.60% per year.

As of today (2026-07-08), Shine Resunga Development Bank's current stock price is NPR407.80. Shine Resunga Development Bank's E10 for the quarter that ended in Apr. 2026 was NPR16.70. Shine Resunga Development Bank's Shiller PE Ratio of today is 24.42.

During the past 13 years, the highest Shiller PE Ratio of Shine Resunga Development Bank was 36.19. The lowest was 12.79. And the median was 24.25.


Shine Resunga Development Bank  (XNEP:SHINE) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Shine Resunga Development Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=407.80/16.70
=24.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Shine Resunga Development Bank was 36.19. The lowest was 12.79. And the median was 24.25.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Shine Resunga Development Bank E10 Related Terms


Shine Resunga Development Bank E10 Historical Data

* Premium members only.

The historical data trend for Shine Resunga Development Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shine Resunga Development Bank E10 Chart

Shine Resunga Development Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 16.86 16.97 15.83 16.08

Shine Resunga Development Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.99 16.08 16.22 16.04 16.70

Shine Resunga Development Bank E10 Competitor Comparison

For the Banks - Regional subindustry, Shine Resunga Development Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shine Resunga Development Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Shine Resunga Development Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Shine Resunga Development Bank's Shiller PE Ratio falls into.


XNEP:SHINE
100GF Score
Shine Resunga Development Bank Ltd XNEP:SHINE
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Shine Resunga Development Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Shine Resunga Development Bank's adjusted earnings per share data for the three months ended in Apr. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=7.878/333.0200*333.0200
=7.878

Current CPI (Apr. 2026) = 333.0200.

Shine Resunga Development Bank Quarterly Data

per share eps CPI Adj_EPS
201607 3.438 240.628 4.758
201610 2.858 241.729 3.937
201701 4.131 242.839 5.665
201704 4.338 244.524 5.908
201707 2.701 244.786 3.675
201710 2.158 246.663 2.914
201801 2.862 247.867 3.845
201804 2.843 250.546 3.779
201807 2.970 252.006 3.925
201810 3.193 252.885 4.205
201901 3.451 251.712 4.566
201904 3.709 255.548 4.833
201907 3.566 256.571 4.629
201910 4.226 257.346 5.469
202001 5.746 257.971 7.418
202004 4.508 256.389 5.855
202007 -0.206 259.101 -0.265
202010 0.592 260.388 0.757
202101 4.763 261.582 6.064
202104 3.840 267.054 4.789
202107 1.136 273.003 1.386
202110 3.022 276.589 3.639
202201 4.132 281.148 4.894
202204 2.788 289.109 3.211
202207 3.363 296.276 3.780
202210 4.289 298.012 4.793
202301 4.523 299.170 5.035
202304 2.560 303.363 2.810
202307 4.174 305.691 4.547
202310 3.931 307.671 4.255
202401 3.683 308.417 3.977
202404 2.942 313.548 3.125
202407 3.500 314.540 3.706
202410 4.909 315.664 5.179
202501 1.877 317.671 1.968
202504 3.757 320.795 3.900
202507 3.581 323.048 3.692
202510 4.164 0.000
202601 4.127 325.252 4.226
202604 7.878 333.020 7.878

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of NPR16.70 mean?
Shine Resunga Development Bank (XNEP:SHINE) has a E10 of NPR16.70 as of Apr. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Shine Resunga Development Bank and its competitors.
Is Shine Resunga Development Bank's E10 too high?
Shine Resunga Development Bank's current E10 is NPR16.70. Overall, Shine Resunga Development Bank has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Shine Resunga Development Bank's E10 compare to competitors?
Shine Resunga Development Bank's E10 of NPR16.70 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Shine Resunga Development Bank and its competitors. Shine Resunga Development Bank's current E10 is NPR16.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shine Resunga Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Shine Resunga Development Bank (XNEP:SHINE) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR467.93, compared to a current price of NPR407.80 — trading 12.9% below its estimated fair value. The current E10 is NPR16.70. Shine Resunga Development Bank's overall GF Score™ is 100/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Shine Resunga Development Bank (XNEP:SHINE), the current E10 is NPR16.70 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shine Resunga Development Bank (XNEP:SHINE) Overvalued in 2026?

Based on GuruFocus' analysis, Shine Resunga Development Bank stock appears to be undervalued. The current stock price of NPR407.80 is trading 12.9% below its estimated GF Value™ of NPR467.93. GuruFocus considers Shine Resunga Development Bank to be Modestly Undervalued.

Key valuation signals for XNEP:SHINE:

  • E10: NPR16.70
  • GF Value™: NPR467.93 vs. price of NPR407.80 (12.9% below fair value)
  • GF Score™: 100/100 with 2 warning signs

No single metric tells the full story. See the XNEP:SHINE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shine Resunga Development Bank Business Description

Address Butwal Sub-Metropolitan City, Ward No 11, Kalikanagar, Rupandehi, NPL, 32907
Shine Resunga Development Bank Ltd is a regional development bank in Nepal. The company offers products and services including saving deposits, fixed deposits, call current, business loans, consumer loans, and others. The maximum revenue from Nepal itself is from Lumbini Province.
100GF Score

Get the complete analysis for XNEP:SHINE

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR407.80
Price
NPR467.93
GF Value