This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Shine Resunga Development Bank's Median PS Value or its related term are showing as below:
XNEP:SHINE'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.95 Med: 1.14 Max: 1.7
Current: 0.97
During the past 13 years, the highest Price to Median PS Value of Shine Resunga Development Bank was 1.70. The lowest was 0.95. And the median was 1.14.
XNEP:SHINE's Price-to-Median-PS-Value is ranked better than 66.7% of 1042
companies
in the Banks industry
Industry Median: 1.11
vs XNEP:SHINE: 0.97
Shine Resunga Development Bank (XNEP:SHINE) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Shine Resunga Development Bank's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
407.80
/
420.81
=
0.97
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shine Resunga Development Bank Median PS Value Related Terms
Shine Resunga Development Bank Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shine Resunga Development Bank Median PS Value Chart
Shine Resunga Development Bank Median PS Value Competitor Comparison
For the Banks - Regional subindustry, Shine Resunga Development Bank's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shine Resunga Development Bank Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Shine Resunga Development Bank's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Shine Resunga Development Bank's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 6.5165.
Shine Resunga Development Bank's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR64.576.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shine Resunga Development Bank (XNEP:SHINE) has a Median PS Value of NPR420.81 as of Jul. 08, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Shine Resunga Development Bank and its competitors. This is 36813% above median its historical median of 1.14. Over the past decade, Shine Resunga Development Bank's Median PS Value has ranged from 0.95 to 1.70. According to the industry distribution chart, Shine Resunga Development Bank ranks #347 out of 1042 companies in the Banks industry, placing it in the top 33.3%.
Is Shine Resunga Development Bank's Median PS Value too high?
Shine Resunga Development Bank's current Median PS Value of NPR420.81 is 36813% above median its 10-year median of 1.14. Over the past 10 years, this metric has ranged from a low of 0.95 to a high of 1.70. Based on the distribution chart, Shine Resunga Development Bank ranks #347 out of 1042 companies in the Banks industry, which is above the industry midpoint. Overall, Shine Resunga Development Bank has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Shine Resunga Development Bank's Median PS Value compare to competitors?
According to the Banks industry distribution chart, Shine Resunga Development Bank ranks #347 out of 1042 companies for Median PS Value. This puts Shine Resunga Development Bank in the upper half of its industry. The industry median Median PS Value is 1.11. Historically, Shine Resunga Development Bank's own Median PS Value has ranged from 0.95 to 1.70 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Shine Resunga Development Bank and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shine Resunga Development Bank's current Median PS Value is NPR420.81, which is 36813% above median its own 10-year median of 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shine Resunga Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Shine Resunga Development Bank (XNEP:SHINE) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR467.93, compared to a current price of NPR407.80 — trading 12.9% below its estimated fair value. The current Median PS Value is NPR420.81, which is 36813% above median its 10-year median of 1.14. Shine Resunga Development Bank's overall GF Score™ is 100/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Shine Resunga Development Bank (XNEP:SHINE), the current Median PS Value is NPR420.81 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shine Resunga Development Bank (XNEP:SHINE) Overvalued in 2026?
Based on GuruFocus' analysis, Shine Resunga Development Bank stock appears to be undervalued.
The current stock price of NPR407.80 is trading 12.9% below its estimated GF Value™ of NPR467.93.
GuruFocus considers Shine Resunga Development Bank to be Modestly Undervalued.
Key valuation signals for XNEP:SHINE:
Median PS Value: NPR420.81 (36813% above median its 10-year median of 1.14)
GF Value™: NPR467.93 vs. price of NPR407.80 (12.9% below fair value)
No single metric tells the full story. See the XNEP:SHINE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shine Resunga Development Bank Business Description
Shine Resunga Development Bank Ltd is a regional development bank in Nepal. The company offers products and services including saving deposits, fixed deposits, call current, business loans, consumer loans, and others. The maximum revenue from Nepal itself is from Lumbini Province.
100GF Score
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