* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shine Resunga Development Bank OCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Shine Resunga Development Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shine Resunga Development Bank OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Shine Resunga Development Bank's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Shine Resunga Development Bank's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shine Resunga Development Bank (XNEP:SHINE) has a OCF Margin % of 91.63% as of Apr. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Shine Resunga Development Bank and its competitors. This is 17% above median its historical median of 78.58. Over the past decade, Shine Resunga Development Bank's OCF Margin % has ranged from 27.64 to 159.68. According to the industry distribution chart, Shine Resunga Development Bank ranks #1154 out of 1500 companies in the Banks industry, placing it in the top 76.9%.
Is Shine Resunga Development Bank's OCF Margin % too high?
Shine Resunga Development Bank's current OCF Margin % of 91.63% is 17% above median its 10-year median of 78.58. Over the past 10 years, this metric has ranged from a low of 27.64 to a high of 159.68. The Banks industry median OCF Margin % is 29.41. Shine Resunga Development Bank's value of 91.63% is 211.6% above this industry median. Based on the distribution chart, Shine Resunga Development Bank ranks #1154 out of 1500 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Shine Resunga Development Bank has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Shine Resunga Development Bank's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Shine Resunga Development Bank ranks #1154 out of 1500 companies for OCF Margin %. This places Shine Resunga Development Bank in the lower half of its industry. The industry median OCF Margin % is 29.41. Shine Resunga Development Bank's value of 91.63% is 211.6% above this benchmark. Historically, Shine Resunga Development Bank's own OCF Margin % has ranged from 27.64 to 159.68 over the past decade. While the company's 10-year median is 78.58 vs. the industry median of 29.41, Shine Resunga Development Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.41, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shine Resunga Development Bank's current OCF Margin % of 91.63% is 211.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Shine Resunga Development Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shine Resunga Development Bank's current OCF Margin % is 91.63%, which is 17% above median its own 10-year median of 78.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shine Resunga Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Shine Resunga Development Bank (XNEP:SHINE) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR467.93, compared to a current price of NPR407.80 — trading 12.9% below its estimated fair value. The current OCF Margin % is 91.63%, which is 17% above median its 10-year median of 78.58 and 211.6% above the Banks industry median of 29.41. Shine Resunga Development Bank's overall GF Score™ is 100/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Shine Resunga Development Bank (XNEP:SHINE), the current OCF Margin % is 91.63% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shine Resunga Development Bank (XNEP:SHINE) Overvalued in 2026?
Based on GuruFocus' analysis, Shine Resunga Development Bank stock appears to be undervalued.
The current stock price of NPR407.80 is trading 12.9% below its estimated GF Value™ of NPR467.93.
GuruFocus considers Shine Resunga Development Bank to be Modestly Undervalued.
Key valuation signals for XNEP:SHINE:
OCF Margin %: 91.63% (17% above median its 10-year median of 78.58)
GF Value™: NPR467.93 vs. price of NPR407.80 (12.9% below fair value)
Industry Position: 211.6% above the Banks median (#1154 of 1500)
No single metric tells the full story. See the XNEP:SHINE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shine Resunga Development Bank Business Description
Shine Resunga Development Bank Ltd is a regional development bank in Nepal. The company offers products and services including saving deposits, fixed deposits, call current, business loans, consumer loans, and others. The maximum revenue from Nepal itself is from Lumbini Province.
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