Shine Resunga Development Bank (XNEP:SHINE) Scaled Net Operating Assets: 0.02 (As of Apr. 2026)

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XNEP:SHINE Shine Resunga Development Bank Ltd XNEP:SHINE
100 GF Score
Price NPR415.00
GF Value NPR469.36
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Shine Resunga Development Bank Scaled Net Operating Assets?

Shine Resunga Development Bank XNEP:SHINE 100 Scaled Net Operating Assets is 0.02 as of Apr. 2026. GuruFocus rates XNEP:SHINE with a GF Score™ of 100/100 and a GF Value™ of NPR469.36 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Shine Resunga Development Bank's operating assets for the quarter that ended in Apr. 2026 was NPR77,132 Mil. Shine Resunga Development Bank's operating liabilities for the quarter that ended in Apr. 2026 was NPR75,890 Mil. Shine Resunga Development Bank's Total Assets for the quarter that ended in Jan. 2026 was NPR82,553 Mil. Therefore, Shine Resunga Development Bank's scaled net operating assets (SNOA) for the quarter that ended in Apr. 2026 was 0.02.

XNEP:SHINE
100GF Score
Shine Resunga Development Bank Ltd XNEP:SHINE
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Shine Resunga Development Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Shine Resunga Development Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jul. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Jul. 2025 )
=(Operating Assets (A: Jul. 2025 )-Operating Liabilities (A: Jul. 2025 ))/Total Assets (A: Jul. 2024 )
=(74961.204-72791.687)/73656.418
=0.03

where

Operating Assets(A: Jul. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=80353.207 - 5392.003
=74961.204

Operating Liabilities(A: Jul. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=72969.498 - 177.811 - 0
=72791.687

Shine Resunga Development Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Apr. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Apr. 2026 )
=(Operating Assets (Q: Apr. 2026 )-Operating Liabilities (Q: Apr. 2026 ))/Total Assets (Q: Jan. 2026 )
=(77131.735-75889.974)/82553.185
=0.02

where

Operating Assets(Q: Apr. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=84576.334 - 7444.599
=77131.735

Operating Liabilities(Q: Apr. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=76889.974 - 1000 - 0
=75889.974

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.02 mean?
Shine Resunga Development Bank (XNEP:SHINE) has a Scaled Net Operating Assets of 0.02 as of Apr. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Shine Resunga Development Bank and its competitors.
Is Shine Resunga Development Bank's Scaled Net Operating Assets too high?
Shine Resunga Development Bank's current Scaled Net Operating Assets is 0.02. Overall, Shine Resunga Development Bank has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Shine Resunga Development Bank's Scaled Net Operating Assets compare to competitors?
Shine Resunga Development Bank's Scaled Net Operating Assets of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Shine Resunga Development Bank and its competitors. Shine Resunga Development Bank's current Scaled Net Operating Assets is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shine Resunga Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Shine Resunga Development Bank (XNEP:SHINE) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR469.36, compared to a current price of NPR415.00 — trading 11.6% below its estimated fair value. The current Scaled Net Operating Assets is 0.02. Shine Resunga Development Bank's overall GF Score™ is 100/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Shine Resunga Development Bank (XNEP:SHINE), the current Scaled Net Operating Assets is 0.02 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shine Resunga Development Bank (XNEP:SHINE) Overvalued in 2026?

Based on GuruFocus' analysis, Shine Resunga Development Bank stock appears to be undervalued. The current stock price of NPR415.00 is trading 11.6% below its estimated GF Value™ of NPR469.36. GuruFocus considers Shine Resunga Development Bank to be Modestly Undervalued.

Key valuation signals for XNEP:SHINE:

  • Scaled Net Operating Assets: 0.02
  • GF Value™: NPR469.36 vs. price of NPR415.00 (11.6% below fair value)
  • GF Score™: 100/100 with 2 warning signs

No single metric tells the full story. See the XNEP:SHINE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Shine Resunga Development Bank Business Description

Address Butwal Sub-Metropolitan City, Ward No 11, Kalikanagar, Rupandehi, NPL, 32907
Shine Resunga Development Bank Ltd is a regional development bank in Nepal. The company offers products and services including saving deposits, fixed deposits, call current, business loans, consumer loans, and others. The maximum revenue from Nepal itself is from Lumbini Province.
100GF Score

Get the complete analysis for XNEP:SHINE

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR415.00
Price
NPR469.36
GF Value