Shine Resunga Development Bank (XNEP:SHINE) LT-Debt-to-Total-Asset: 0.01 (As of Apr. 2026)

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XNEP:SHINE Shine Resunga Development Bank Ltd XNEP:SHINE
100 GF Score
Price NPR415.00
GF Value NPR470.65
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Shine Resunga Development Bank LT-Debt-to-Total-Asset?

Shine Resunga Development Bank XNEP:SHINE -0.60% 100 LT-Debt-to-Total-Asset is 0.01 as of Apr. 2026. GuruFocus rates XNEP:SHINE with a GF Score™ of 100/100 and a GF Value™ of NPR470.65 (Modestly Undervalued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Shine Resunga Development Bank's long-term debt to total assests ratio for the quarter that ended in Apr. 2026 was 0.01.

Shine Resunga Development Bank's long-term debt to total assets ratio increased from Apr. 2025 (0.00) to Apr. 2026 (0.01). It may suggest that Shine Resunga Development Bank is progressively becoming more dependent on debt to grow their business.

Shine Resunga Development Bank  (XNEP:SHINE) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Shine Resunga Development Bank LT-Debt-to-Total-Asset Related Terms

Shine Resunga Development Bank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Shine Resunga Development Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shine Resunga Development Bank LT-Debt-to-Total-Asset Chart

Shine Resunga Development Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Shine Resunga Development Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.01 0.01 0.01
XNEP:SHINE
100GF Score
Shine Resunga Development Bank Ltd XNEP:SHINE
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Shine Resunga Development Bank LT-Debt-to-Total-Asset Calculation

Shine Resunga Development Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jul. 2025 is calculated as

LT Debt to Total Assets (A: Jul. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Jul. 2025 )/Total Assets (A: Jul. 2025 )
=177.811/80353.207
=0.00

Shine Resunga Development Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Apr. 2026 is calculated as

LT Debt to Total Assets (Q: Apr. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Apr. 2026 )/Total Assets (Q: Apr. 2026 )
=1000/84576.334
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.01 mean?
Shine Resunga Development Bank (XNEP:SHINE) has a LT-Debt-to-Total-Asset of 0.01 as of Apr. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Shine Resunga Development Bank and its competitors.
Is Shine Resunga Development Bank's LT-Debt-to-Total-Asset too high?
Shine Resunga Development Bank's current LT-Debt-to-Total-Asset is 0.01. Overall, Shine Resunga Development Bank has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Shine Resunga Development Bank's LT-Debt-to-Total-Asset compare to competitors?
Shine Resunga Development Bank's LT-Debt-to-Total-Asset of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Shine Resunga Development Bank and its competitors. Shine Resunga Development Bank's current LT-Debt-to-Total-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shine Resunga Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Shine Resunga Development Bank (XNEP:SHINE) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR470.65, compared to a current price of NPR415.00 — trading 11.8% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.01. Shine Resunga Development Bank's overall GF Score™ is 100/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Shine Resunga Development Bank (XNEP:SHINE), the current LT-Debt-to-Total-Asset is 0.01 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shine Resunga Development Bank (XNEP:SHINE) Overvalued in 2026?

Based on GuruFocus' analysis, Shine Resunga Development Bank stock appears to be undervalued. The current stock price of NPR415.00 is trading 11.8% below its estimated GF Value™ of NPR470.65. GuruFocus considers Shine Resunga Development Bank to be Modestly Undervalued.

Key valuation signals for XNEP:SHINE:

  • LT-Debt-to-Total-Asset: 0.01
  • GF Value™: NPR470.65 vs. price of NPR415.00 (11.8% below fair value)
  • GF Score™: 100/100 with 2 warning signs

No single metric tells the full story. See the XNEP:SHINE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Shine Resunga Development Bank Business Description

Address Butwal Sub-Metropolitan City, Ward No 11, Kalikanagar, Rupandehi, NPL, 32907
Shine Resunga Development Bank Ltd is a regional development bank in Nepal. The company offers products and services including saving deposits, fixed deposits, call current, business loans, consumer loans, and others. The maximum revenue from Nepal itself is from Lumbini Province.
100GF Score

Get the complete analysis for XNEP:SHINE

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR415.00
Price
NPR470.65
GF Value