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The historical rank and industry rank for Shine Resunga Development Bank's Pretax Margin % or its related term are showing as below:
XNEP:SHINE'
s Pretax Margin % Range Over the Past 10 Years
Min: 30.12 Med: 48.01 Max: 72.19
Current: 42.19
XNEP:SHINE's Pretax Margin % is ranked better than 68.43% of 1530
companies
in the Banks industry
Industry Median: 34.655
vs XNEP:SHINE: 42.19
Shine Resunga Development Bank (XNEP:SHINE) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Shine Resunga Development Bank Pretax Margin % Related Terms
Shine Resunga Development Bank Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shine Resunga Development Bank Pretax Margin % Chart
Shine Resunga Development Bank Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Shine Resunga Development Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shine Resunga Development Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Shine Resunga Development Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Shine Resunga Development Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shine Resunga Development Bank (XNEP:SHINE) has a Pretax Margin % of 64.04% as of Apr. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Shine Resunga Development Bank and its competitors. This is 33% above median its historical median of 48.01. Over the past decade, Shine Resunga Development Bank's Pretax Margin % has ranged from 30.12 to 72.19. According to the industry distribution chart, Shine Resunga Development Bank ranks #483 out of 1530 companies in the Banks industry, placing it in the top 31.6%.
Is Shine Resunga Development Bank's Pretax Margin % too high?
Shine Resunga Development Bank's current Pretax Margin % of 64.04% is 33% above median its 10-year median of 48.01. Over the past 10 years, this metric has ranged from a low of 30.12 to a high of 72.19. The Banks industry median Pretax Margin % is 34.66. Shine Resunga Development Bank's value of 64.04% is 84.8% above this industry median. Based on the distribution chart, Shine Resunga Development Bank ranks #483 out of 1530 companies in the Banks industry, which is above the industry midpoint. Overall, Shine Resunga Development Bank has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Shine Resunga Development Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Shine Resunga Development Bank ranks #483 out of 1530 companies for Pretax Margin %. This puts Shine Resunga Development Bank in the upper half of its industry. The industry median Pretax Margin % is 34.66. Shine Resunga Development Bank's value of 64.04% is 84.8% above this benchmark. Historically, Shine Resunga Development Bank's own Pretax Margin % has ranged from 30.12 to 72.19 over the past decade. While the company's 10-year median is 48.01 vs. the industry median of 34.66, Shine Resunga Development Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.66, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shine Resunga Development Bank's current Pretax Margin % of 64.04% is 84.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Shine Resunga Development Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shine Resunga Development Bank's current Pretax Margin % is 64.04%, which is 33% above median its own 10-year median of 48.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shine Resunga Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Shine Resunga Development Bank (XNEP:SHINE) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR468.78, compared to a current price of NPR397.00 — trading 15.3% below its estimated fair value. The current Pretax Margin % is 64.04%, which is 33% above median its 10-year median of 48.01 and 84.8% above the Banks industry median of 34.66. Shine Resunga Development Bank's overall GF Score™ is 100/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Shine Resunga Development Bank (XNEP:SHINE), the current Pretax Margin % is 64.04% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shine Resunga Development Bank (XNEP:SHINE) Overvalued in 2026?
Based on GuruFocus' analysis, Shine Resunga Development Bank stock appears to be undervalued.
The current stock price of NPR397.00 is trading 15.3% below its estimated GF Value™ of NPR468.78.
GuruFocus considers Shine Resunga Development Bank to be Modestly Undervalued.
Key valuation signals for XNEP:SHINE:
Pretax Margin %: 64.04% (33% above median its 10-year median of 48.01)
GF Value™: NPR468.78 vs. price of NPR397.00 (15.3% below fair value)
Industry Position: 84.8% above the Banks median (#483 of 1530)
No single metric tells the full story. See the XNEP:SHINE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shine Resunga Development Bank Business Description
Shine Resunga Development Bank Ltd is a regional development bank in Nepal. The company offers products and services including saving deposits, fixed deposits, call current, business loans, consumer loans, and others. The maximum revenue from Nepal itself is from Lumbini Province.
100GF Score
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