mBankWAR:MBK -0.69%66 FCF Yield % is 7.05 as of Jun. 28, 2026, which is 40% below its 10-year median of 11.82. GuruFocus rates WAR:MBK with a GF Score™ of 66/100 and a GF Value™ of zł732.10 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,505 Banks companies, mBank ranks worse than 55.42% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
As of today, mBank's Trailing 12-Month Free Cash Flow is zł4,112 Mil, and Market Cap is zł58,367 Mil. Therefore, mBank's FCF Yield % for today is 7.05%.
The historical rank and industry rank for mBank's FCF Yield % or its related term are showing as below:
WAR:MBK'
s FCF Yield % Range Over the Past 10 Years
Min: -59.84 Med: 11.82 Max: 156.8
Current: 7.05
During the past 13 years, the highest FCF Yield % of mBank was 156.80%. The lowest was -59.84%. And the median was 11.82%.
WAR:MBK's FCF Yield % is ranked worse than 55.42% of 1505
companies
in the Banks industry
Industry Median: 8.2
vs WAR:MBK: 7.05
mBank's FCF Margin % for the quarter that ended in Mar. 2026 was -531.45%.
mBank FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
mBank FCF Yield % Related Terms
mBank FCF Yield % Historical Data
* Premium members only.
The historical data trend for mBank's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, mBank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
mBank FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, mBank's FCF Yield % distribution charts can be found below:
* The bar in red indicates where mBank's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
mBank (WAR:MBK) has a FCF Yield % of 7.05 as of Jun. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on mBank and its competitors. This is 40% below median its historical median of 11.82. According to the industry distribution chart, mBank ranks #834 out of 1505 companies in the Banks industry, placing it in the top 55.4%.
Is mBank's FCF Yield % too high?
mBank's current FCF Yield % of 7.05 is 40% below median its 10-year median of 11.82. The Banks industry median FCF Yield % is 8.20. mBank's value of 7.05 is 14% below this industry median. Based on the distribution chart, mBank ranks #834 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, mBank has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does mBank's FCF Yield % compare to PNC?
According to the Banks industry distribution chart, mBank ranks #834 out of 1505 companies for FCF Yield %. This places mBank in the lower half of its industry. The industry median FCF Yield % is 8.20. mBank's value of 7.05 is 14% below this benchmark. While the company's 10-year median is 11.82 vs. the industry median of 8.20, mBank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. mBank's current FCF Yield % of 7.05 is 14% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on mBank and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. mBank's current FCF Yield % is 7.05, which is 40% below median its own 10-year median of 11.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is mBank stock overvalued right now?
Based on GuruFocus' analysis, mBank (WAR:MBK) is currently considered Significantly Overvalued. The stock's GF Value™ is zł732.10, compared to a current price of zł1,372.50 — trading 87.5% above its estimated fair value. The current FCF Yield % is 7.05, which is 40% below median its 10-year median of 11.82 and 14% below the Banks industry median of 8.20. mBank's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For mBank (WAR:MBK), the current FCF Yield % is 7.05 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is mBank (WAR:MBK) Overvalued in 2026?
Based on GuruFocus' analysis, mBank stock appears to be overvalued.
The current stock price of zł1,372.50 is trading 87.5% above its estimated GF Value™ of zł732.10.
GuruFocus considers mBank to be Significantly Overvalued.
Key valuation signals for WAR:MBK:
FCF Yield %: 7.05 (40% below median its 10-year median of 11.82)
GF Value™: zł732.10 vs. price of zł1,372.50 (87.5% above fair value)
Industry Position: 14% below the Banks median (#834 of 1505)
No single metric tells the full story. See the WAR:MBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
mBank SA is a financial services group operating in Poland, as well as the Czech Republic and Slovakia. Its primary business is retail, corporate, and investment banking, but the company also conducts leasing, factoring, and wealth management operations, among other financial services. The group offers insurance policies through a strategic partnership. The bank plans to emphasize customer service, particularly in the development of its banking solutions. The group conducts its business segments in The Retail Banking segment, The Corporate and Investment Banking segment, The Treasury and Other segments, and the FX Mortgage Loans segment and the majority of its revenue is generated from the retail banking segment.
66GF Score
Get the complete analysis for WAR:MBK
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
WAR:MBK has been successfully added to your 
