mBank (WAR:MBK) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:MBK mBank SA WAR:MBK
62 GF Score
Price zł1,415.00
GF Value zł730.62
Valuation Significantly Overvalued
! 6 Warning Signs
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What is mBank ROC (Joel Greenblatt) %?

mBank WAR:MBK -2.21% 62 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates WAR:MBK with a GF Score™ of 62/100 and a GF Value™ of zł730.62 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 46 Banks companies, mBank ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

WAR:MBK
62GF Score
mBank SA WAR:MBK
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
mBank (WAR:MBK) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on mBank and its competitors. According to the industry distribution chart, mBank ranks #999999 out of 46 companies in the Banks industry.
Is mBank's ROC (Joel Greenblatt) % too high?
mBank's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, mBank ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, mBank has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does mBank's ROC (Joel Greenblatt) % compare to PNC?
According to the Banks industry distribution chart, mBank ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places mBank in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on mBank and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. mBank's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is mBank stock overvalued right now?
Based on GuruFocus' analysis, mBank (WAR:MBK) is currently considered Significantly Overvalued. The stock's GF Value™ is zł730.62, compared to a current price of zł1,415.00 — trading 93.7% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. mBank's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For mBank (WAR:MBK), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is mBank (WAR:MBK) Overvalued in 2026?

Based on GuruFocus' analysis, mBank stock appears to be overvalued. The current stock price of zł1,415.00 is trading 93.7% above its estimated GF Value™ of zł730.62. GuruFocus considers mBank to be Significantly Overvalued.

Key valuation signals for WAR:MBK:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: zł730.62 vs. price of zł1,415.00 (93.7% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the WAR:MBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

mBank Business Description

Other Exchanges BRU:Germany
Address 18 Prosta Street, Warsaw, POL, 00-850
mBank SA is a financial services group operating in Poland, as well as the Czech Republic and Slovakia. Its primary business is retail, corporate, and investment banking, but the company also conducts leasing, factoring, and wealth management operations, among other financial services. The group offers insurance policies through a strategic partnership. The bank plans to emphasize customer service, particularly in the development of its banking solutions. The group conducts its business segments in The Retail Banking segment, The Corporate and Investment Banking segment, The Treasury and Other segments, and the FX Mortgage Loans segment and the majority of its revenue is generated from the retail banking segment.
62GF Score

Get the complete analysis for WAR:MBK

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł1,415.00
Price
zł730.62
GF Value