mBank (WAR:MBK) 3-1 Month Momentum %: 15.16% (As of Aug. 20, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:MBK mBank SA WAR:MBK
66 GF Score
Price zł1,405.00
GF Value zł781.97
Valuation Significantly Overvalued
! 7 Warning Signs
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What is mBank 3-1 Month Momentum %?

mBank WAR:MBK +0.36% 66 3-1 Month Momentum % is 15.16% as of Aug. 20, 2026. GuruFocus rates WAR:MBK with a GF Score™ of 66/100 and a GF Value™ of zł781.97 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,582 Banks companies, mBank ranks better than 83% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-20), mBank's 3-1 Month Momentum % is 15.16%.

The industry rank for mBank's 3-1 Month Momentum % or its related term are showing as below:

WAR:MBK's 3-1 Month Momentum % is ranked better than
83% of 1582 companies
in the Banks industry
Industry Median: 4.83 vs WAR:MBK: 15.16

mBank  (WAR:MBK) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


mBank 3-1 Month Momentum % Related Terms


WAR:MBK vs PNC: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, mBank's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


mBank 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, mBank's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where mBank's 3-1 Month Momentum % falls into.


WAR:MBK
66GF Score
mBank SA WAR:MBK
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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mBank  (WAR:MBK) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 15.16% mean?
mBank (WAR:MBK) has a 3-1 Month Momentum % of 15.16% as of Aug. 20, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on mBank and its competitors. According to the industry distribution chart, mBank ranks #269 out of 1582 companies in the Banks industry, placing it in the top 17%.
Is mBank's 3-1 Month Momentum % too high?
mBank's current 3-1 Month Momentum % is 15.16%. The Banks industry median 3-1 Month Momentum % is 4.83. mBank's value of 15.16% is 213.9% above this industry median. Based on the distribution chart, mBank ranks #269 out of 1582 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, mBank has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does mBank's 3-1 Month Momentum % compare to PNC?
According to the Banks industry distribution chart, mBank ranks #269 out of 1582 companies for 3-1 Month Momentum %. This places mBank in the top 17% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 4.83. mBank's value of 15.16% is 213.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.83, based on 1,582 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. mBank's current 3-1 Month Momentum % of 15.16% is 213.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on mBank and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. mBank's current 3-1 Month Momentum % is 15.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is mBank stock overvalued right now?
Based on GuruFocus' analysis, mBank (WAR:MBK) is currently considered Significantly Overvalued. The stock's GF Value™ is zł781.97, compared to a current price of zł1,405.00 — trading 79.7% above its estimated fair value. The current 3-1 Month Momentum % is 15.16% and 213.9% above the Banks industry median of 4.83. mBank's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For mBank (WAR:MBK), the current 3-1 Month Momentum % is 15.16% as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is mBank (WAR:MBK) Overvalued in 2026?

Based on GuruFocus' analysis, mBank stock appears to be overvalued. The current stock price of zł1,405.00 is trading 79.7% above its estimated GF Value™ of zł781.97. GuruFocus considers mBank to be Significantly Overvalued.

Key valuation signals for WAR:MBK:

  • 3-1 Month Momentum %: 15.16%
  • GF Value™: zł781.97 vs. price of zł1,405.00 (79.7% above fair value)
  • GF Score™: 66/100 with 7 warning signs
  • Industry Position: 213.9% above the Banks median (#269 of 1582)

No single metric tells the full story. See the WAR:MBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


mBank Business Description

Other Exchanges BRU:Germany
Address 18 Prosta Street, Warsaw, POL, 00-850
mBank SA is a financial services group operating in Poland, as well as the Czech Republic and Slovakia. Its primary business is retail, corporate, and investment banking, but the company also conducts leasing, factoring, and wealth management operations, among other financial services. The group offers insurance policies through a strategic partnership. The bank plans to emphasize customer service, particularly in the development of its banking solutions. The group conducts its business segments in The Retail Banking segment, The Corporate and Investment Banking segment, The Treasury and Other segments, and the FX Mortgage Loans segment and the majority of its revenue is generated from the retail banking segment.
66GF Score

Get the complete analysis for WAR:MBK

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł1,405.00
Price
zł781.97
GF Value