mBank (WAR:MBK) Asset Turnover: 0.01 (As of Mar. 2026)


WAR:MBK mBank SA WAR:MBK
66 GF Score
Price zł1,372.50
GF Value zł732.10
Valuation Significantly Overvalued
! 6 Warning Signs
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What is mBank Asset Turnover?

mBank WAR:MBK -0.69% 66 Asset Turnover is 0.01 as of Mar. 2026. GuruFocus rates WAR:MBK with a GF Score™ of 66/100 and a GF Value™ of zł732.10 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. mBank's Revenue for the three months ended in Mar. 2026 was zł3,157 Mil. mBank's Total Assets for the quarter that ended in Mar. 2026 was zł285,400 Mil. Therefore, mBank's Asset Turnover for the quarter that ended in Mar. 2026 was 0.01.

Asset Turnover is linked to ROE % through Du Pont Formula. mBank's annualized ROE % for the quarter that ended in Mar. 2026 was 17.43%. It is also linked to ROA % through Du Pont Formula. mBank's annualized ROA % for the quarter that ended in Mar. 2026 was 1.34%.


mBank  (WAR:MBK) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

mBank's annulized ROE % for the quarter that ended in Mar. 2026 is

ROE %**(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=3812/21869.0625
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(3812 / 12628)*(12628 / 285400.1135)*(285400.1135/ 21869.0625)
=Net Margin %*Asset Turnover*Equity Multiplier
=30.19 %*0.0442*13.0504
=ROA %*Equity Multiplier
=1.34 %*13.0504
=17.43 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

mBank's annulized ROA % for the quarter that ended in Mar. 2026 is

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=3812/285400.1135
=(Net Income / Revenue)*(Revenue / Total Assets)
=(3812 / 12628)*(12628 / 285400.1135)
=Net Margin %*Asset Turnover
=30.19 %*0.0442
=1.34 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


mBank Asset Turnover Related Terms


mBank Asset Turnover Historical Data

* Premium members only.

The historical data trend for mBank's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

mBank Asset Turnover Chart

mBank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.04 0.05 0.05 0.05

mBank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.01

WAR:MBK vs PNC: Asset Turnover Comparison

For the Banks - Regional subindustry, mBank's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


mBank Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, mBank's Asset Turnover distribution charts can be found below:

* The bar in red indicates where mBank's Asset Turnover falls into.


WAR:MBK
66GF Score
mBank SA WAR:MBK
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

mBank Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

mBank's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=12607.964/( (245957.363+280253.227)/ 2 )
=12607.964/263105.295
=0.05

mBank's Asset Turnover for the quarter that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=3157/( (280253.227+290547)/ 2 )
=3157/285400.1135
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.01 mean?
mBank (WAR:MBK) has a Asset Turnover of 0.01 as of Mar. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on mBank and its competitors.
Is mBank's Asset Turnover too high?
mBank's current Asset Turnover is 0.01. Overall, mBank has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does mBank's Asset Turnover compare to PNC?
mBank's Asset Turnover of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on mBank and its competitors. mBank's current Asset Turnover is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is mBank stock overvalued right now?
Based on GuruFocus' analysis, mBank (WAR:MBK) is currently considered Significantly Overvalued. The stock's GF Value™ is zł732.10, compared to a current price of zł1,372.50 — trading 87.5% above its estimated fair value. The current Asset Turnover is 0.01. mBank's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For mBank (WAR:MBK), the current Asset Turnover is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is mBank (WAR:MBK) Overvalued in 2026?

Based on GuruFocus' analysis, mBank stock appears to be overvalued. The current stock price of zł1,372.50 is trading 87.5% above its estimated GF Value™ of zł732.10. GuruFocus considers mBank to be Significantly Overvalued.

Key valuation signals for WAR:MBK:

  • Asset Turnover: 0.01
  • GF Value™: zł732.10 vs. price of zł1,372.50 (87.5% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the WAR:MBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


mBank Business Description

Other Exchanges BRU:Germany
Address 18 Prosta Street, Warsaw, POL, 00-850
mBank SA is a financial services group operating in Poland, as well as the Czech Republic and Slovakia. Its primary business is retail, corporate, and investment banking, but the company also conducts leasing, factoring, and wealth management operations, among other financial services. The group offers insurance policies through a strategic partnership. The bank plans to emphasize customer service, particularly in the development of its banking solutions. The group conducts its business segments in The Retail Banking segment, The Corporate and Investment Banking segment, The Treasury and Other segments, and the FX Mortgage Loans segment and the majority of its revenue is generated from the retail banking segment.
66GF Score

Get the complete analysis for WAR:MBK

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł1,372.50
Price
zł732.10
GF Value