mBank (WAR:MBK) Growth Rank: 9 (As of Sep. 04, 2026) — 13% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:MBK mBank SA WAR:MBK
66 GF Score
Price zł1,402.50
GF Value zł781.47
Valuation Significantly Overvalued
! 7 Warning Signs
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What is mBank Growth Rank?

mBank WAR:MBK -0.14% 66 Growth Rank is 9 as of Sep. 04, 2026, which is 13% above its 10-year median of 8.00. GuruFocus rates WAR:MBK with a GF Score™ of 66/100 and a GF Value™ of zł781.47 (Significantly Overvalued). The stock has 7 warning signs investors should review.

mBank has the Growth Rank of 9.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

mBank Growth Rank Competitor Comparison

For the Banks - Regional subindustry, mBank's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

mBank Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, mBank's Growth Rank distribution charts can be found below:

* The bar in red indicates where mBank's Growth Rank falls into.


WAR:MBK
66GF Score
mBank SA WAR:MBK
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 9 mean?
mBank (WAR:MBK) has a Growth Rank of 9 as of Sep. 04, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on mBank and its competitors. This is 13% above median its historical median of 8.00. Over the past decade, mBank's Growth Rank has ranged from 5.00 to 10.00.
Is mBank's Growth Rank too high?
mBank's current Growth Rank of 9 is 13% above median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 10.00. Overall, mBank has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does mBank's Growth Rank compare to competitors?
mBank's Growth Rank of 9 can be compared against companies in the Banks industry. Historically, mBank's own Growth Rank has ranged from 5.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on mBank and its competitors. mBank's current Growth Rank is 9, which is 13% above median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is mBank stock overvalued right now?
Based on GuruFocus' analysis, mBank (WAR:MBK) is currently considered Significantly Overvalued. The stock's GF Value™ is zł781.47, compared to a current price of zł1,402.50 — trading 79.5% above its estimated fair value. The current Growth Rank is 9, which is 13% above median its 10-year median of 8.00. mBank's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For mBank (WAR:MBK), the current Growth Rank is 9 as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is mBank (WAR:MBK) Overvalued in 2026?

Based on GuruFocus' analysis, mBank stock appears to be overvalued. The current stock price of zł1,402.50 is trading 79.5% above its estimated GF Value™ of zł781.47. GuruFocus considers mBank to be Significantly Overvalued.

Key valuation signals for WAR:MBK:

  • Growth Rank: 9 (13% above median its 10-year median of 8.00)
  • GF Value™: zł781.47 vs. price of zł1,402.50 (79.5% above fair value)
  • GF Score™: 66/100 with 7 warning signs

No single metric tells the full story. See the WAR:MBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

mBank Business Description

Other Exchanges BRU:Germany
Address 18 Prosta Street, Warsaw, POL, 00-850
mBank SA is a financial services group operating in Poland, as well as the Czech Republic and Slovakia. Its primary business is retail, corporate, and investment banking, but the company also conducts leasing, factoring, and wealth management operations, among other financial services. The group offers insurance policies through a strategic partnership. The bank plans to emphasize customer service, particularly in the development of its banking solutions. The group conducts its business segments in The Retail Banking segment, The Corporate and Investment Banking segment, The Treasury and Other segments, and the FX Mortgage Loans segment and the majority of its revenue is generated from the retail banking segment.
66GF Score

Get the complete analysis for WAR:MBK

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł1,402.50
Price
zł781.47
GF Value