mBank (WAR:MBK) Net Loan: zł140,589 Mil (As of Jun. 2026)

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WAR:MBK mBank SA WAR:MBK
73 GF Score
Price zł1,355.00
GF Value zł782.63
Valuation Significantly Overvalued
! 7 Warning Signs
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What is mBank Net Loan?

mBank WAR:MBK +0.82% 73 Net Loan is zł140,589 Mil as of Jun. 2026. GuruFocus rates WAR:MBK with a GF Score™ of 73/100 and a GF Value™ of zł782.63 (Significantly Overvalued). The stock has 7 warning signs investors should review.

mBank's quarterly net loan increased from Dec. 2025 (zł109,819 Mil) to Mar. 2026 (zł135,815 Mil) and increased from Mar. 2026 (zł135,815 Mil) to Jun. 2026 (zł140,589 Mil).

mBank's annual net loan increased from Dec. 2023 (zł93,233 Mil) to Dec. 2024 (zł135,815 Mil) and increased from Dec. 2024 (zł135,815 Mil) to Dec. 2025 (zł140,589 Mil).

mBank Net Loan Historical Data

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The historical data trend for mBank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

mBank Net Loan Chart

mBank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 124,528.40 100,286.05 93,232.87 99,844.32 109,819.33

mBank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 124,308.67 128,753.85 109,819.33 135,815.00 140,589.00
WAR:MBK
73GF Score
mBank SA WAR:MBK
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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mBank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of zł140,589 Mil mean?
mBank (WAR:MBK) has a Net Loan of zł140,589 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on mBank and its competitors.
Is mBank's Net Loan too high?
mBank's current Net Loan is zł140,589 Mil. Overall, mBank has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does mBank's Net Loan compare to PNC?
mBank's Net Loan of zł140,589 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on mBank and its competitors. mBank's current Net Loan is zł140,589 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is mBank stock overvalued right now?
Based on GuruFocus' analysis, mBank (WAR:MBK) is currently considered Significantly Overvalued. The stock's GF Value™ is zł782.63, compared to a current price of zł1,355.00 — trading 73.1% above its estimated fair value. The current Net Loan is zł140,589 Mil. mBank's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For mBank (WAR:MBK), the current Net Loan is zł140,589 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is mBank (WAR:MBK) Overvalued in 2026?

Based on GuruFocus' analysis, mBank stock appears to be overvalued. The current stock price of zł1,355.00 is trading 73.1% above its estimated GF Value™ of zł782.63. GuruFocus considers mBank to be Significantly Overvalued.

Key valuation signals for WAR:MBK:

  • Net Loan: zł140,589 Mil
  • GF Value™: zł782.63 vs. price of zł1,355.00 (73.1% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the WAR:MBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

mBank Business Description

Other Exchanges BRU:Germany
Address 18 Prosta Street, Warsaw, POL, 00-850
mBank SA is a financial services group operating in Poland, as well as the Czech Republic and Slovakia. Its primary business is retail, corporate, and investment banking, but the company also conducts leasing, factoring, and wealth management operations, among other financial services. The group offers insurance policies through a strategic partnership. The bank plans to emphasize customer service, particularly in the development of its banking solutions. The group conducts its business segments in The Retail Banking segment, The Corporate and Investment Banking segment, The Treasury and Other segments, and the FX Mortgage Loans segment and the majority of its revenue is generated from the retail banking segment.
73GF Score

Get the complete analysis for WAR:MBK

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł1,355.00
Price
zł782.63
GF Value