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mBankWAR:MBK +0.98%61 3-Year Share Buyback Ratio is -0.10 as of Jun. 2026. GuruFocus rates WAR:MBK with a GF Score™ of 61/100 and a GF Value™ of zł780.89 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,032 Banks companies, mBank ranks better than 56.59% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. mBank's current 3-Year Share Buyback Ratio was -0.10%.
The historical rank and industry rank for mBank's 3-Year Share Buyback Ratio or its related term are showing as below:
WAR:MBK'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -12.4 Med: -0.1 Max: 0
Current: -0.1
During the past 13 years, mBank's highest 3-Year Share Buyback Ratio was 0.00%. The lowest was -12.40%. And the median was -0.10%.
WAR:MBK's 3-Year Share Buyback Ratio is ranked better than 56.59% of 1032
companies
in the Banks industry
Industry Median: -0.2
vs WAR:MBK: -0.10
mBank (WAR:MBK) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
mBank 3-Year Share Buyback Ratio Related Terms
mBank 3-Year Share Buyback Ratio Competitor Comparison
For the Banks - Regional subindustry, mBank's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
mBank 3-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, mBank's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where mBank's 3-Year Share Buyback Ratio falls into.
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of -0.10 mean?
mBank (WAR:MBK) has a 3-Year Share Buyback Ratio of -0.10 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for mBank and its competitors. According to the industry distribution chart, mBank ranks #448 out of 1032 companies in the Banks industry, placing it in the top 43.4%.
Is mBank's 3-Year Share Buyback Ratio too high?
mBank's current 3-Year Share Buyback Ratio is -0.10. Based on the distribution chart, mBank ranks #448 out of 1032 companies in the Banks industry, which is above the industry midpoint. Overall, mBank has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does mBank's 3-Year Share Buyback Ratio compare to competitors?
According to the Banks industry distribution chart, mBank ranks #448 out of 1032 companies for 3-Year Share Buyback Ratio. This puts mBank in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for mBank and its competitors. mBank's current 3-Year Share Buyback Ratio is -0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is mBank stock overvalued right now?
Based on GuruFocus' analysis, mBank (WAR:MBK) is currently considered Significantly Overvalued. The stock's GF Value™ is zł780.89, compared to a current price of zł1,442.50 — trading 84.7% above its estimated fair value. The current 3-Year Share Buyback Ratio is -0.10. mBank's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For mBank (WAR:MBK), the current 3-Year Share Buyback Ratio is -0.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is mBank (WAR:MBK) Overvalued in 2026?
Based on GuruFocus' analysis, mBank stock appears to be overvalued.
The current stock price of zł1,442.50 is trading 84.7% above its estimated GF Value™ of zł780.89.
GuruFocus considers mBank to be Significantly Overvalued.
Key valuation signals for WAR:MBK:
3-Year Share Buyback Ratio: -0.10
GF Value™: zł780.89 vs. price of zł1,442.50 (84.7% above fair value)
No single metric tells the full story. See the WAR:MBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
mBank SA is a financial services group operating in Poland, as well as the Czech Republic and Slovakia. Its primary business is retail, corporate, and investment banking, but the company also conducts leasing, factoring, and wealth management operations, among other financial services. The group offers insurance policies through a strategic partnership. The bank plans to emphasize customer service, particularly in the development of its banking solutions. The group conducts its business segments in The Retail Banking segment, The Corporate and Investment Banking segment, The Treasury and Other segments, and the FX Mortgage Loans segment and the majority of its revenue is generated from the retail banking segment.
61GF Score
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3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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