mBankWAR:MBK -0.25%66 Net Current Asset Value is zł0.00 as of Mar. 2026. GuruFocus rates WAR:MBK with a GF Score™ of 66/100 and a GF Value™ of zł731.14 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 21 Banks companies, mBank ranks worse than 4761900% on this metric.
In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
mBank's net current asset value per share for the quarter that ended in Mar. 2026 was zł0.00.
The historical rank and industry rank for mBank's Net Current Asset Value or its related term are showing as below:
WAR:MBK's Price-to-Net-Current-Asset-Value is not ranked *
in the Banks industry.
Industry Median: 1.18 * Ranked among companies with meaningful Price-to-Net-Current-Asset-Value only.
mBank (WAR:MBK) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
mBank Net Current Asset Value Related Terms
mBank Net Current Asset Value Historical Data
* Premium members only.
The historical data trend for mBank's Net Current Asset Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAR:MBK vs PNC: Net Current Asset Value Comparison
For the Banks - Regional subindustry, mBank's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
mBank Price-to-Net-Current-Asset-Value vs Banks Industry
For the Banks industry and Financial Services sector, mBank's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where mBank's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of zł0.00 mean?
mBank (WAR:MBK) has a Net Current Asset Value of zł0.00 as of Mar. 2026. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on mBank and its competitors. According to the industry distribution chart, mBank ranks #999999 out of 21 companies in the Banks industry.
Is mBank's Net Current Asset Value too high?
mBank's current Net Current Asset Value is zł0.00. Based on the distribution chart, mBank ranks #999999 out of 21 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, mBank has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does mBank's Net Current Asset Value compare to PNC?
According to the Banks industry distribution chart, mBank ranks #999999 out of 21 companies for Net Current Asset Value. This places mBank in the lower half of its industry. The industry median Net Current Asset Value is 1.18. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Banks company?
The median Net Current Asset Value among Banks companies is 1.18, based on 21 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on mBank and its competitors. For the Banks industry, the median Net Current Asset Value is 1.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. mBank's current Net Current Asset Value is zł0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is mBank stock overvalued right now?
Based on GuruFocus' analysis, mBank (WAR:MBK) is currently considered Significantly Overvalued. The stock's GF Value™ is zł731.14, compared to a current price of zł1,404.00 — trading 92% above its estimated fair value. The current Net Current Asset Value is zł0.00. mBank's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For mBank (WAR:MBK), the current Net Current Asset Value is zł0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is mBank (WAR:MBK) Overvalued in 2026?
Based on GuruFocus' analysis, mBank stock appears to be overvalued.
The current stock price of zł1,404.00 is trading 92% above its estimated GF Value™ of zł731.14.
GuruFocus considers mBank to be Significantly Overvalued.
Key valuation signals for WAR:MBK:
Net Current Asset Value: zł0.00
GF Value™: zł731.14 vs. price of zł1,404.00 (92% above fair value)
No single metric tells the full story. See the WAR:MBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
mBank SA is a financial services group operating in Poland, as well as the Czech Republic and Slovakia. Its primary business is retail, corporate, and investment banking, but the company also conducts leasing, factoring, and wealth management operations, among other financial services. The group offers insurance policies through a strategic partnership. The bank plans to emphasize customer service, particularly in the development of its banking solutions. The group conducts its business segments in The Retail Banking segment, The Corporate and Investment Banking segment, The Treasury and Other segments, and the FX Mortgage Loans segment and the majority of its revenue is generated from the retail banking segment.
66GF Score
Get the complete analysis for WAR:MBK
Net Current Asset Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
WAR:MBK has been successfully added to your 
