mBankWAR:MBK +1.54%66 PEG Ratio is 2.58 as of Jul. 03, 2026, which is 34% above its 10-year median of 1.93. GuruFocus rates WAR:MBK with a GF Score™ of 66/100 and a GF Value™ of zł731.65 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,228 Banks companies, mBank ranks worse than 67.83% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, mBank's PE Ratio without NRI is 15.72. mBank's 5-Year Book Value growth rate is 6.10%. Therefore, mBank's PEG Ratio for today is 2.58.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for mBank's PEG Ratio or its related term are showing as below:
WAR:MBK'
s PEG Ratio Range Over the Past 10 Years
Min: 0.84 Med: 1.93 Max: 47.39
Current: 2.58
During the past 13 years, mBank's highest PEG Ratio was 47.39. The lowest was 0.84. And the median was 1.93.
WAR:MBK's PEG Ratio is ranked worse than 67.83% of 1228
companies
in the Banks industry
Industry Median: 1.51
vs WAR:MBK: 2.58
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
mBank (WAR:MBK) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
mBank PEG Ratio Related Terms
mBank PEG Ratio Historical Data
* Premium members only.
The historical data trend for mBank's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, mBank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
mBank PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, mBank's PEG Ratio distribution charts can be found below:
* The bar in red indicates where mBank's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
mBank (WAR:MBK) has a PEG Ratio of 2.58 as of Jul. 03, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on mBank and its competitors. This is 34% above median its historical median of 1.93. Over the past decade, mBank's PEG Ratio has ranged from 0.84 to 47.39. According to the industry distribution chart, mBank ranks #833 out of 1228 companies in the Banks industry, placing it in the top 67.8%.
Is mBank's PEG Ratio too high?
mBank's current PEG Ratio of 2.58 is 34% above median its 10-year median of 1.93. Over the past 10 years, this metric has ranged from a low of 0.84 to a high of 47.39. The Banks industry median PEG Ratio is 1.51. mBank's value of 2.58 is 70.9% above this industry median. Based on the distribution chart, mBank ranks #833 out of 1228 companies in the Banks industry, which is below the industry midpoint. Overall, mBank has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does mBank's PEG Ratio compare to PNC?
According to the Banks industry distribution chart, mBank ranks #833 out of 1228 companies for PEG Ratio. This places mBank in the lower half of its industry. The industry median PEG Ratio is 1.51. mBank's value of 2.58 is 70.9% above this benchmark. Historically, mBank's own PEG Ratio has ranged from 0.84 to 47.39 over the past decade. While the company's 10-year median is 1.93 vs. the industry median of 1.51, mBank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.51, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. mBank's current PEG Ratio of 2.58 is 70.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on mBank and its competitors. For the Banks industry, the median PEG Ratio is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. mBank's current PEG Ratio is 2.58, which is 34% above median its own 10-year median of 1.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is mBank stock overvalued right now?
Based on GuruFocus' analysis, mBank (WAR:MBK) is currently considered Significantly Overvalued. The stock's GF Value™ is zł731.65, compared to a current price of zł1,389.00 — trading 89.8% above its estimated fair value. The current PEG Ratio is 2.58, which is 34% above median its 10-year median of 1.93 and 70.9% above the Banks industry median of 1.51. mBank's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For mBank (WAR:MBK), the current PEG Ratio is 2.58 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is mBank (WAR:MBK) Overvalued in 2026?
Based on GuruFocus' analysis, mBank stock appears to be overvalued.
The current stock price of zł1,389.00 is trading 89.8% above its estimated GF Value™ of zł731.65.
GuruFocus considers mBank to be Significantly Overvalued.
Key valuation signals for WAR:MBK:
PEG Ratio: 2.58 (34% above median its 10-year median of 1.93)
GF Value™: zł731.65 vs. price of zł1,389.00 (89.8% above fair value)
Industry Position: 70.9% above the Banks median (#833 of 1228)
No single metric tells the full story. See the WAR:MBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
mBank SA is a financial services group operating in Poland, as well as the Czech Republic and Slovakia. Its primary business is retail, corporate, and investment banking, but the company also conducts leasing, factoring, and wealth management operations, among other financial services. The group offers insurance policies through a strategic partnership. The bank plans to emphasize customer service, particularly in the development of its banking solutions. The group conducts its business segments in The Retail Banking segment, The Corporate and Investment Banking segment, The Treasury and Other segments, and the FX Mortgage Loans segment and the majority of its revenue is generated from the retail banking segment.
66GF Score
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