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CBNK (Capital Bancorp) GF Value : $25.99 (As of Jul. 21, 2025)


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What is Capital Bancorp GF Value?

As of today (2025-07-21), Capital Bancorp's share price is $35.59. Capital Bancorp's GF Value is $25.99. Therefore, Capital Bancorp's Price-to-GF-Value for today is 1.37. Based on the relationship between the current stock price and the GF Value, GuruFocus believes Capital Bancorp is Significantly Overvalued.

The GF Value represents the intrinsic value of a stock, determined using GuruFocus' proprietary methodology. The GF Value Line on our stock Summary page provides an estimate of the stock’s fair-trading value.

To calculate this value, GuruFocus follows these steps:

  1. We analyze historical correlations between the stock price and key business performance metrics, such as revenue, earnings, cash flow, and book value.
  2. We identify the metrics that have the strongest historical correlation with the stock price and determine the historical multiples at which the stock has traded relative to these metrics.
  3. Using these historical multiples as a reference, we estimate the stock's fair value while accounting for future business growth. Adjustments may be made based on the company’s past returns and growth trends.

GuruFocus believes that the GF Value Line represents the fair value at which a stock should trade. Stock prices typically fluctuate around this line. If a stock’s price is significantly above the GF Value Line, it is considered overvalued, and its future returns are likely to be lower. Conversely, if the stock price is significantly below the GF Value Line, its future returns are likely to be higher.


Capital Bancorp  (NAS:CBNK) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 ratings:

Posssible Evaluations All-in-One Screener Examples (1)
Possible Value Trap, Think TwicePredictable Companies that possibly be Value Traps
Significantly OvervaluedPredictable Companies which are Significantly Overvalued
Modestly OvervaluedPredictable Companies which are Modestly Overvalued
Fairly ValuedPredictable High Quality Companies which are Fairly Valued
Modestly Undervalued (2)Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (2)Predictable High Quality Companies which are Significantly Undervalued

(1) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(2) A sufficient margin of safety exists only when the stock is undervalued.


Possible Value Trap, Think Twice companies are those that appear significantly undervalued based on their Price-to-GF-Value ratio, but whose fundamentals show signs of weakness.

Indicators that a company may be a value trap include:

    * Deteriorating Financial Health: A low Altman Z-scores indicates a higher risk of bankruptcy, or a low Piotroski F-Score.
    * Earnings Manipulation: A high Beneish M-score indicates potential earnings manipulation, raising concerns about the reliability of reported financials.
    * Stagnant or Declining Growth: Lack of revenue or earnings growth, or a recent slowdown, may signal limited future prospects.

Investors should conduct thorough due diligence, examining financial statements and growth indicators, to avoid falling into value traps.


Capital Bancorp's Price-to-GF-Value for today is calculated as

Price-to-GF-Value=Share Price/GF Value
=35.59/25.99
=1.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Capital Bancorp GF Value Related Terms

Thank you for viewing the detailed overview of Capital Bancorp's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.


Capital Bancorp Business Description

Traded in Other Exchanges
Address
2275 Research Boulevard, Suite 600, Rockville, MD, USA, 20850
Capital Bancorp Inc is a bank holding company. The company through its holdings operates as a commercial-focused community bank that serves businesses, not-for-profit associations, and entrepreneurs throughout the region. The bank operates through four divisions including Commercial Banking, Capital Bank Home Loans, OpenSky, and Windsor Advantage, and also operates in five business segments: commercial banking; mortgage banking; credit cards; government loan servicing; and corporate activities.
Executives
Steven M Poynot officer: EVP, Chief Operating Officer 8004 BRIGHT LIGHT PLACE, ELLICOTT CITY MD 21043
Randall James Levitt director ONE CHURCH STREET SUITE 300, ROCKVILLE MD 20850
Mary Ann Scully director 3301 BOSTON STREET, BALTIMORE MD 21224
Jacob Dalaya officer: EVP, Chief Strategy Officer 2275 RESEARCH BLVD, SUITE 600, ROCKVILLE MD 20850
Perrine Constance E officer: SVP & CAO C/O OMNI FINANCIAL SERVICES, INC., SIX CONCOURSE PARKWAY, SUITE 2300, ATLANTA GA 30328
Jennings Walker officer: EVP, Chief Financial Officer 2275 RESEARCH BLVD, SUITE 600, ROCKVILLE MD 20850
Gary M Kausmeyer officer: Chief Risk Officer 185 EAST MARKET STREET, WARREN OH 44481
Jeffrey Kaye officer: EVP, Chief Marketing Officer 2275 RESEARCH BLVD, SUITE 600, ROCKVILLE MD 20850
Sandeep Uthra officer: EVP & CIO 2275 RESEARCH BLVD, 6TH FLOOR, ROCKVILLE MD 20850
Fred Joseph Lewis director 2275 RESEARCH BLVD, ROCKVILLE MD 20850
Eric M. Suss officer: EVP and CHRO ONE CHURCH STREET, ROCKVILLE MD 20850
Jerome Ronnell Bailey director CAPITAL BANCORP, INC., 2275 RESEARCH BLVD, SUITE 600, ROCKVILLE MD 20850
Stephen N Ashman director
James F. Whalen director ONE CHURCH STREET, ROCKVILLE MD 20850
Joshua Bernstein director ONE CHURCH STREET, ROCKVILLE MD 20850