UWHR (Uwharrie Capital) Insider Ownership: 5.33 % (As of Aug. 26, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UWHR Uwharrie Capital Corp UWHR
64 GF Score
Price $13.82
GF Value $10.36
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Uwharrie Capital Insider Ownership?

Uwharrie Capital UWHR 64 Insider Ownership is 5.33 % as of Aug. 26, 2026. GuruFocus rates UWHR with a GF Score™ of 64/100 and a GF Value™ of $10.36 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Uwharrie Capital's insider ownership is 5.33%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Uwharrie Capital's Institutional Ownership is 0.00%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Uwharrie Capital's Float Percentage Of Total Shares Outstanding is 88.12%.

Uwharrie Capital Insider Ownership Historical Data

* Premium members only.

The historical data trend for Uwharrie Capital's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Uwharrie Capital Insider Ownership Chart

Uwharrie Capital Historical Data

The historical data trend for Uwharrie Capital can be seen below:

2018-02-28 2018-03-31 2018-04-30 2018-05-31 2018-06-30 2018-07-31 2018-08-31 2018-09-30 2018-10-31 2018-11-30
Insider Ownership 5.33 5.33 5.33 5.33 5.33 5.33 5.33 5.33 5.33 5.33
UWHR
64GF Score
Uwharrie Capital Corp UWHR
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Uwharrie Capital Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 5.33 % mean?
Uwharrie Capital (UWHR) has a Insider Ownership of 5.33 % as of Aug. 26, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Uwharrie Capital and its competitors.
Is Uwharrie Capital's Insider Ownership too high?
Uwharrie Capital's current Insider Ownership is 5.33 %. Overall, Uwharrie Capital has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Uwharrie Capital's Insider Ownership compare to BCOW and FDSB?
Uwharrie Capital's Insider Ownership of 5.33 % can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Banks company?
A good Insider Ownership depends on the Banks industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Uwharrie Capital and its competitors. Uwharrie Capital's current Insider Ownership is 5.33 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uwharrie Capital stock overvalued right now?
Based on GuruFocus' analysis, Uwharrie Capital (UWHR) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.36, compared to a current price of $13.82 — trading 33.4% above its estimated fair value. The current Insider Ownership is 5.33 %. Uwharrie Capital's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For Uwharrie Capital (UWHR), the current Insider Ownership is 5.33 % as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Uwharrie Capital (UWHR) Overvalued in 2026?

Based on GuruFocus' analysis, Uwharrie Capital stock appears to be overvalued. The current stock price of $13.82 is trading 33.4% above its estimated GF Value™ of $10.36. GuruFocus considers Uwharrie Capital to be Significantly Overvalued.

Key valuation signals for UWHR:

  • Insider Ownership: 5.33 %
  • GF Value™: $10.36 vs. price of $13.82 (33.4% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the UWHR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Uwharrie Capital Business Description

Address 132 North First Street, Albemarle, NC, USA, 28001
Uwharrie Capital Corp engages in noncommercial loans and commercial banking. It provides a range of banking services, including deposit accounts, home equity and residential mortgage loans, safe deposit boxes and electronic banking services Company divides the loans it originates into two segments, commercial and noncommercial loans. Commercial loans are broken down into the following classes: commercial loans, real estate commercial loans, other real estate construction loans and other loans. Noncommercial loans are divided into the following classes which include real estate 1-4 family construction loans, real estate 1-4 family residential loans, home equity loans and consumer loans. The Company operates in three segments: banking operations, mortgage banking, and wealth management.
64GF Score

Get the complete analysis for UWHR

Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.82
Price
$10.36
GF Value