Uwharrie CapitalUWHR 71 Buyback Yield % is 1.47 as of Jul. 05, 2026, which is 9% below its 10-year median of 1.61. GuruFocus rates UWHR with a GF Score™ of 71/100 and a GF Value™ of $10.06 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 626 Banks companies, Uwharrie Capital ranks better than 71.41% on this metric.
Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.
The historical data trend for Uwharrie Capital's Buyback Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UWHR vs FSMK, KSBI, CZBT: Buyback Yield % Comparison
For the Banks - Regional subindustry, Uwharrie Capital's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Uwharrie Capital Buyback Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Uwharrie Capital's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where Uwharrie Capital's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Uwharrie Capital (UWHR) has a Buyback Yield % of 1.47 as of Jul. 05, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Uwharrie Capital and its competitors. This is near median its historical median of 1.61. Over the past decade, Uwharrie Capital's Buyback Yield % has ranged from 0.40 to 4.44. According to the industry distribution chart, Uwharrie Capital ranks #179 out of 626 companies in the Banks industry, placing it in the top 28.6%.
Is Uwharrie Capital's Buyback Yield % too high?
Uwharrie Capital's current Buyback Yield % of 1.47 is near median its 10-year median of 1.61. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 4.44. The Banks industry median Buyback Yield % is 0.42. Uwharrie Capital's value of 1.47 is 250% above this industry median. Based on the distribution chart, Uwharrie Capital ranks #179 out of 626 companies in the Banks industry, which is above the industry midpoint. Overall, Uwharrie Capital has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Uwharrie Capital's Buyback Yield % compare to FSMK and KSBI?
According to the Banks industry distribution chart, Uwharrie Capital ranks #179 out of 626 companies for Buyback Yield %. This puts Uwharrie Capital in the upper half of its industry. The industry median Buyback Yield % is 0.42. Uwharrie Capital's value of 1.47 is 250% above this benchmark. Historically, Uwharrie Capital's own Buyback Yield % has ranged from 0.40 to 4.44 over the past decade. While the company's 10-year median is 1.61 vs. the industry median of 0.42, Uwharrie Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.42, based on 626 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Uwharrie Capital's current Buyback Yield % of 1.47 is 250% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Uwharrie Capital and its competitors. For the Banks industry, the median Buyback Yield % is 0.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Uwharrie Capital's current Buyback Yield % is 1.47, which is near median its own 10-year median of 1.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uwharrie Capital stock overvalued right now?
Based on GuruFocus' analysis, Uwharrie Capital (UWHR) is currently considered Modestly Overvalued. The stock's GF Value™ is $10.06, compared to a current price of $11.55 — trading 14.8% above its estimated fair value. The current Buyback Yield % is 1.47, which is near median its 10-year median of 1.61 and 250% above the Banks industry median of 0.42. Uwharrie Capital's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Uwharrie Capital (UWHR), the current Buyback Yield % is 1.47 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Uwharrie Capital (UWHR) Overvalued in 2026?
Based on GuruFocus' analysis, Uwharrie Capital stock appears to be overvalued.
The current stock price of $11.55 is trading 14.8% above its estimated GF Value™ of $10.06.
GuruFocus considers Uwharrie Capital to be Modestly Overvalued.
Key valuation signals for UWHR:
Buyback Yield %: 1.47 (near median its 10-year median of 1.61)
GF Value™: $10.06 vs. price of $11.55 (14.8% above fair value)
Industry Position: 250% above the Banks median (#179 of 626)
No single metric tells the full story. See the UWHR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Uwharrie Capital Corp engages in noncommercial loans and commercial banking. It provides a range of banking services, including deposit accounts, home equity and residential mortgage loans, safe deposit boxes and electronic banking services Company divides the loans it originates into two segments, commercial and noncommercial loans. Commercial loans are broken down into the following classes: commercial loans, real estate commercial loans, other real estate construction loans and other loans. Noncommercial loans are divided into the following classes which include real estate 1-4 family construction loans, real estate 1-4 family residential loans, home equity loans and consumer loans. The Company operates in three segments: banking operations, mortgage banking, and wealth management.
71GF Score
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