UWHR (Uwharrie Capital) Total Noninterest Expense: $34.77 Mil (As of Mar. 2026)

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UWHR Uwharrie Capital Corp UWHR
68 GF Score
Price $12.71
GF Value $10.14
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Uwharrie Capital Total Noninterest Expense?

Uwharrie Capital UWHR +3.77% 68 Total Noninterest Expense is $34.77 Mil as of Mar. 2026. GuruFocus rates UWHR with a GF Score™ of 68/100 and a GF Value™ of $10.14 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Uwharrie Capital's Total Noninterest Expense for the three months ended in Mar. 2026 was $8.49 Mil. Uwharrie Capital's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was $34.77 Mil.

Uwharrie Capital Total Noninterest Expense Related Terms

Uwharrie Capital Total Noninterest Expense Historical Data

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The historical data trend for Uwharrie Capital's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Uwharrie Capital Total Noninterest Expense Chart

Uwharrie Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 31.90 28.76 28.93 31.80 34.01

Uwharrie Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.73 8.79 8.68 8.82 8.49
UWHR
68GF Score
Uwharrie Capital Corp UWHR
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Uwharrie Capital Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $34.77 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $34.77 Mil mean?
Uwharrie Capital (UWHR) has a Total Noninterest Expense of $34.77 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Uwharrie Capital and its competitors.
Is Uwharrie Capital's Total Noninterest Expense too high?
Uwharrie Capital's current Total Noninterest Expense is $34.77 Mil. Overall, Uwharrie Capital has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Uwharrie Capital's Total Noninterest Expense compare to FSMK and KSBI?
Uwharrie Capital's Total Noninterest Expense of $34.77 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Uwharrie Capital and its competitors. Uwharrie Capital's current Total Noninterest Expense is $34.77 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uwharrie Capital stock overvalued right now?
Based on GuruFocus' analysis, Uwharrie Capital (UWHR) is currently considered Modestly Overvalued. The stock's GF Value™ is $10.14, compared to a current price of $12.71 — trading 25.4% above its estimated fair value. The current Total Noninterest Expense is $34.77 Mil. Uwharrie Capital's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Uwharrie Capital (UWHR), the current Total Noninterest Expense is $34.77 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Uwharrie Capital (UWHR) Overvalued in 2026?

Based on GuruFocus' analysis, Uwharrie Capital stock appears to be overvalued. The current stock price of $12.71 is trading 25.4% above its estimated GF Value™ of $10.14. GuruFocus considers Uwharrie Capital to be Modestly Overvalued.

Key valuation signals for UWHR:

  • Total Noninterest Expense: $34.77 Mil
  • GF Value™: $10.14 vs. price of $12.71 (25.4% above fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the UWHR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Uwharrie Capital Business Description

Address 132 North First Street, Albemarle, NC, USA, 28001
Uwharrie Capital Corp engages in noncommercial loans and commercial banking. It provides a range of banking services, including deposit accounts, home equity and residential mortgage loans, safe deposit boxes and electronic banking services Company divides the loans it originates into two segments, commercial and noncommercial loans. Commercial loans are broken down into the following classes: commercial loans, real estate commercial loans, other real estate construction loans and other loans. Noncommercial loans are divided into the following classes which include real estate 1-4 family construction loans, real estate 1-4 family residential loans, home equity loans and consumer loans. The Company operates in three segments: banking operations, mortgage banking, and wealth management.
68GF Score

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Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.71
Price
$10.14
GF Value