UWHR (Uwharrie Capital) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


UWHR Uwharrie Capital Corp UWHR
70 GF Score
Price $11.30
GF Value $10.09
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Uwharrie Capital ROC (Joel Greenblatt) %?

Uwharrie Capital UWHR +1.35% 70 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates UWHR with a GF Score™ of 70/100 and a GF Value™ of $10.09 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 46 Banks companies, Uwharrie Capital ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

UWHR
70GF Score
Uwharrie Capital Corp UWHR
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Uwharrie Capital (UWHR) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Uwharrie Capital and its competitors. According to the industry distribution chart, Uwharrie Capital ranks #999999 out of 46 companies in the Banks industry.
Is Uwharrie Capital's ROC (Joel Greenblatt) % too high?
Uwharrie Capital's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Uwharrie Capital ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Uwharrie Capital has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Uwharrie Capital's ROC (Joel Greenblatt) % compare to FSMK and KSBI?
According to the Banks industry distribution chart, Uwharrie Capital ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Uwharrie Capital in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.63, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Uwharrie Capital and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Uwharrie Capital's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uwharrie Capital stock overvalued right now?
Based on GuruFocus' analysis, Uwharrie Capital (UWHR) is currently considered Modestly Overvalued. The stock's GF Value™ is $10.09, compared to a current price of $11.30 — trading 12% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Uwharrie Capital's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Uwharrie Capital (UWHR), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Uwharrie Capital (UWHR) Overvalued in 2026?

Based on GuruFocus' analysis, Uwharrie Capital stock appears to be overvalued. The current stock price of $11.30 is trading 12% above its estimated GF Value™ of $10.09. GuruFocus considers Uwharrie Capital to be Modestly Overvalued.

Key valuation signals for UWHR:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $10.09 vs. price of $11.30 (12% above fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the UWHR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Uwharrie Capital Business Description

Address 132 North First Street, Albemarle, NC, USA, 28001
Uwharrie Capital Corp engages in noncommercial loans and commercial banking. It provides a range of banking services, including deposit accounts, home equity and residential mortgage loans, safe deposit boxes and electronic banking services Company divides the loans it originates into two segments, commercial and noncommercial loans. Commercial loans are broken down into the following classes: commercial loans, real estate commercial loans, other real estate construction loans and other loans. Noncommercial loans are divided into the following classes which include real estate 1-4 family construction loans, real estate 1-4 family residential loans, home equity loans and consumer loans. The Company operates in three segments: banking operations, mortgage banking, and wealth management.
70GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.30
Price
$10.09
GF Value