UWHR (Uwharrie Capital) Cyclically Adjusted Revenue per Share: $5.62 (As of Mar. 2026)


UWHR Uwharrie Capital Corp UWHR
70 GF Score
Price $11.30
GF Value $10.09
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Uwharrie Capital Cyclically Adjusted Revenue per Share?

Uwharrie Capital UWHR +1.35% 70 Cyclically Adjusted Revenue per Share is $5.62 as of Mar. 2026. GuruFocus rates UWHR with a GF Score™ of 70/100 and a GF Value™ of $10.09 (Modestly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Uwharrie Capital's adjusted revenue per share for the three months ended in Mar. 2026 was $1.747. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $5.62 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Uwharrie Capital's average Cyclically Adjusted Revenue Growth Rate was 9.60% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 8.80% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 9.60% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 7.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Uwharrie Capital was 10.50% per year. The lowest was 3.10% per year. And the median was 5.25% per year.

As of today (2026-07-12), Uwharrie Capital's current stock price is $11.30. Uwharrie Capital's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $5.62. Uwharrie Capital's Cyclically Adjusted PS Ratio of today is 2.01.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Uwharrie Capital was 2.35. The lowest was 1.16. And the median was 1.56.


Uwharrie Capital  (OTCPK:UWHR) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Uwharrie Capital's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=11.30/5.62
=2.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Uwharrie Capital was 2.35. The lowest was 1.16. And the median was 1.56.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Uwharrie Capital Cyclically Adjusted Revenue per Share Related Terms


Uwharrie Capital Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Uwharrie Capital's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Uwharrie Capital Cyclically Adjusted Revenue per Share Chart

Uwharrie Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.87 4.22 4.59 5.00 5.44

Uwharrie Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.13 5.26 5.38 5.44 5.62

UWHR vs FSMK, KSBI, CZBT: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Uwharrie Capital's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Uwharrie Capital Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Uwharrie Capital's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Uwharrie Capital's Cyclically Adjusted PS Ratio falls into.


UWHR
70GF Score
Uwharrie Capital Corp UWHR
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Uwharrie Capital Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Uwharrie Capital's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.747/330.2130*330.2130
=1.747

Current CPI (Mar. 2026) = 330.2130.

Uwharrie Capital Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.759 241.018 1.040
201609 0.771 241.428 1.055
201612 0.686 241.432 0.938
201703 0.777 243.801 1.052
201706 0.756 244.955 1.019
201709 0.781 246.819 1.045
201712 0.770 246.524 1.031
201803 0.769 249.554 1.018
201806 0.826 251.989 1.082
201809 0.833 252.439 1.090
201812 0.970 251.233 1.275
201903 0.828 254.202 1.076
201906 0.866 256.143 1.116
201909 0.906 256.759 1.165
201912 0.948 256.974 1.218
202003 0.961 258.115 1.229
202006 1.203 257.797 1.541
202009 1.361 260.280 1.727
202012 1.724 260.474 2.186
202103 1.737 264.877 2.165
202106 1.274 271.696 1.548
202109 1.428 274.310 1.719
202112 1.185 278.802 1.404
202203 1.095 287.504 1.258
202206 1.135 296.311 1.265
202209 1.189 296.808 1.323
202212 1.384 296.797 1.540
202303 1.267 301.836 1.386
202306 1.387 305.109 1.501
202309 1.357 307.789 1.456
202312 1.506 306.746 1.621
202403 1.433 312.332 1.515
202406 1.460 314.175 1.535
202409 1.549 315.301 1.622
202412 1.649 315.605 1.725
202503 1.548 319.799 1.598
202506 1.741 322.561 1.782
202509 1.748 324.800 1.777
202512 1.786 324.054 1.820
202603 1.747 330.213 1.747

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $5.62 mean?
Uwharrie Capital (UWHR) has a Cyclically Adjusted Revenue per Share of $5.62 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Uwharrie Capital and its competitors.
Is Uwharrie Capital's Cyclically Adjusted Revenue per Share too high?
Uwharrie Capital's current Cyclically Adjusted Revenue per Share is $5.62. Overall, Uwharrie Capital has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Uwharrie Capital's Cyclically Adjusted Revenue per Share compare to FSMK and KSBI?
Uwharrie Capital's Cyclically Adjusted Revenue per Share of $5.62 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Uwharrie Capital and its competitors. Uwharrie Capital's current Cyclically Adjusted Revenue per Share is $5.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uwharrie Capital stock overvalued right now?
Based on GuruFocus' analysis, Uwharrie Capital (UWHR) is currently considered Modestly Overvalued. The stock's GF Value™ is $10.09, compared to a current price of $11.30 — trading 12% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $5.62. Uwharrie Capital's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Uwharrie Capital (UWHR), the current Cyclically Adjusted Revenue per Share is $5.62 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Uwharrie Capital (UWHR) Overvalued in 2026?

Based on GuruFocus' analysis, Uwharrie Capital stock appears to be overvalued. The current stock price of $11.30 is trading 12% above its estimated GF Value™ of $10.09. GuruFocus considers Uwharrie Capital to be Modestly Overvalued.

Key valuation signals for UWHR:

  • Cyclically Adjusted Revenue per Share: $5.62
  • GF Value™: $10.09 vs. price of $11.30 (12% above fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the UWHR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Uwharrie Capital Business Description

Address 132 North First Street, Albemarle, NC, USA, 28001
Uwharrie Capital Corp engages in noncommercial loans and commercial banking. It provides a range of banking services, including deposit accounts, home equity and residential mortgage loans, safe deposit boxes and electronic banking services Company divides the loans it originates into two segments, commercial and noncommercial loans. Commercial loans are broken down into the following classes: commercial loans, real estate commercial loans, other real estate construction loans and other loans. Noncommercial loans are divided into the following classes which include real estate 1-4 family construction loans, real estate 1-4 family residential loans, home equity loans and consumer loans. The Company operates in three segments: banking operations, mortgage banking, and wealth management.
70GF Score

Get the complete analysis for UWHR

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.30
Price
$10.09
GF Value