UWHR (Uwharrie Capital) GF Value Rank : 7 (As of Dec. 14, 2024)

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What is Uwharrie Capital GF Value Rank?

Uwharrie Capital has the GF Value Rank of 7.

The GF Value Rank is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Competitive Comparison of Uwharrie Capital's GF Value Rank

For the Banks - Regional subindustry, Uwharrie Capital's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Uwharrie Capital's GF Value Rank Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Uwharrie Capital's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Uwharrie Capital's GF Value Rank falls into.

Uwharrie Capital GF Value Rank Related Terms

Thank you for viewing the detailed overview of Uwharrie Capital's GF Value Rank provided by GuruFocus.com. Please click on the following links to see related term pages.

Uwharrie Capital Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Uwharrie Capital Corp (OTCPK:UWHR) » Definitions » GF Value Rank

Comparable Companies

Traded in Other Exchanges

N/A

Address

132 North First Street, Albemarle, NC, USA, 28001

Website

https://www.uwharrie.com

Uwharrie Capital Corp is a bank holding company. The bank engages in noncommercial loans and commercial banking. It provides a range of banking services, including deposit accounts, home equity and residential mortgage loans, safe deposit boxes and electronic banking servicese Company divides the loans it originates into two segments, commercial and noncommercial loans. Commercial loans are broken down into the following classes: commercial loans, real estate commercial loans, other real estate construction loans and other loans. Noncommercial loans are divided into the following classes which includes real estate 1-4 family construction loans, real estate 1-4 family residential loans, home equity loans and consumer loans.

Executives

Jeffrey L Trout	officer: President UB Mortgage	PO BOX 338, ALBEMARLE NC 28002-0338
Mary N Klauder	director	PO BOX 338, ALBEMARLE NC 28002-0338
Matthew D. Mcaulay	director	PO BOX 338, ALBEMARLE NC 28002-0338
Aaron David Bates	director	PO BOX 338, ALBEMARLE NC 28001
Vanessa O Chambers	director	PO BOX 338, ALBEMARLE NC 28002-0338
Cynthia B Hanson	director	PO BOX 338, ALBEMARLE NC 28002-0338
Stephen C Seltzer	director	PO BOX 338, ALBEMARLE NC 28002-0338
Tamara M Singletary	officer: EVP & Corporate Secretary	PO BOX 338, ALBEMARLE NC 28002-0338
Brooke L Senter	officer: Chief People Officer	PO BOX 338, ALBEMARLE NC 28002-0338
Cheryl P Rinehardt	officer: Chief Credit Officer	PO BOX 338, ALBEMARLE NC 28002-0338
Heather H Almond	officer: Chief Financial Officer	PO BOX 338, ALBEMARLE NC 28002-0338
Jason R Andrew	officer: Chief Information Officer	PO BOX 338, ALBEMARLE NC 28002-0338
Merlin Amirtharaj	director	PO BOX 338, ALBEMARLE NC 28002-0338
Matthew R Hudson	director	PO BOX 338, ALBEMARLE NC 28002-0338
Chris M Poplin	director	PO BOX 338, ALBEMARLE NC 28002-0338