Uwharrie Capital's ROE % for the quarter that ended in Mar. 2026 was 18.80%. Uwharrie Capital's PB Ratio for the quarter that ended in Mar. 2026 was 1.14.
Uwharrie Capital's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 16.49%.
Uwharrie Capital ROE % Adjusted to Book Value Related Terms
Uwharrie Capital ROE % Adjusted to Book Value Historical Data
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The historical data trend for Uwharrie Capital's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Uwharrie Capital ROE % Adjusted to Book Value Chart
UWHR vs HMLN, FSMK, CZBT: ROE % Adjusted to Book Value Comparison
For the Banks - Regional subindustry, Uwharrie Capital's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Uwharrie Capital ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, Uwharrie Capital's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Uwharrie Capital's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 16.49% mean?
Uwharrie Capital (UWHR) has a ROE % Adjusted to Book Value of 16.49% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Uwharrie Capital and its competitors.
Is Uwharrie Capital's ROE % Adjusted to Book Value too high?
Uwharrie Capital's current ROE % Adjusted to Book Value is 16.49%. Overall, Uwharrie Capital has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Uwharrie Capital's ROE % Adjusted to Book Value compare to HMLN and FSMK?
Uwharrie Capital's ROE % Adjusted to Book Value of 16.49% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Uwharrie Capital and its competitors. Uwharrie Capital's current ROE % Adjusted to Book Value is 16.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uwharrie Capital stock overvalued right now?
Based on GuruFocus' analysis, Uwharrie Capital (UWHR) is currently considered Modestly Overvalued. The stock's GF Value™ is $10.04, compared to a current price of $11.55 — trading 15% above its estimated fair value. The current ROE % Adjusted to Book Value is 16.49%. Uwharrie Capital's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Uwharrie Capital (UWHR), the current ROE % Adjusted to Book Value is 16.49% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Uwharrie Capital (UWHR) Overvalued in 2026?
Based on GuruFocus' analysis, Uwharrie Capital stock appears to be overvalued.
The current stock price of $11.55 is trading 15% above its estimated GF Value™ of $10.04.
GuruFocus considers Uwharrie Capital to be Modestly Overvalued.
Key valuation signals for UWHR:
ROE % Adjusted to Book Value: 16.49%
GF Value™: $10.04 vs. price of $11.55 (15% above fair value)
No single metric tells the full story. See the UWHR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Uwharrie Capital Corp engages in noncommercial loans and commercial banking. It provides a range of banking services, including deposit accounts, home equity and residential mortgage loans, safe deposit boxes and electronic banking services Company divides the loans it originates into two segments, commercial and noncommercial loans. Commercial loans are broken down into the following classes: commercial loans, real estate commercial loans, other real estate construction loans and other loans. Noncommercial loans are divided into the following classes which include real estate 1-4 family construction loans, real estate 1-4 family residential loans, home equity loans and consumer loans. The Company operates in three segments: banking operations, mortgage banking, and wealth management.
71GF Score
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