UWHR (Uwharrie Capital) Change In Receivables: $0.12 Mil (TTM As of Mar. 2026)

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UWHR Uwharrie Capital Corp UWHR
64 GF Score
Price $13.60
GF Value $10.17
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Uwharrie Capital Change In Receivables?

Uwharrie Capital UWHR 64 Change In Receivables is $0.12 Mil as of Mar. 2026. GuruFocus rates UWHR with a GF Score™ of 64/100 and a GF Value™ of $10.17 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Uwharrie Capital's change in receivables for the quarter that ended in Mar. 2026 was $-0.15 Mil. It means Uwharrie Capital's Accounts Receivable increased by $0.15 Mil from Dec. 2025 to Mar. 2026 .

Uwharrie Capital's change in receivables for the fiscal year that ended in Dec. 2025 was $-0.07 Mil. It means Uwharrie Capital's Accounts Receivable increased by $0.07 Mil from Dec. 2024 to Dec. 2025 .

Uwharrie Capital's Accounts Receivable for the quarter that ended in Mar. 2026 was $4.58 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Uwharrie Capital's Days Sales Outstanding for the three months ended in Mar. 2026 was 33.37.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Uwharrie Capital's liquidation value for the three months ended in Mar. 2026 was $-1,050.54 Mil.


Uwharrie Capital  (OTCPK:UWHR) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Uwharrie Capital's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=4.578/12.519*91
=33.37

2. In Ben Graham's calculation of liquidation value, Uwharrie Capital's accounts receivable are only considered to be worth 75% of book value:

Uwharrie Capital's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=118.577-1172.554+0.75 * 4.578+0.5 * 0
=-1,050.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Uwharrie Capital Change In Receivables Related Terms


Uwharrie Capital Change In Receivables Historical Data

* Premium members only.

The historical data trend for Uwharrie Capital's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Uwharrie Capital Change In Receivables Chart

Uwharrie Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.03 -1.08 -0.76 0.04 -0.07

Uwharrie Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.34 0.40 -0.40 0.27 -0.15
UWHR
64GF Score
Uwharrie Capital Corp UWHR
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Uwharrie Capital Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.12 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $0.12 Mil mean?
Uwharrie Capital (UWHR) has a Change In Receivables of $0.12 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Uwharrie Capital and its competitors.
Is Uwharrie Capital's Change In Receivables too high?
Uwharrie Capital's current Change In Receivables is $0.12 Mil. Overall, Uwharrie Capital has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Uwharrie Capital's Change In Receivables compare to BCOW and FDSB?
Uwharrie Capital's Change In Receivables of $0.12 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Uwharrie Capital and its competitors. Uwharrie Capital's current Change In Receivables is $0.12 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uwharrie Capital stock overvalued right now?
Based on GuruFocus' analysis, Uwharrie Capital (UWHR) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.17, compared to a current price of $13.60 — trading 33.7% above its estimated fair value. The current Change In Receivables is $0.12 Mil. Uwharrie Capital's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Uwharrie Capital (UWHR), the current Change In Receivables is $0.12 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Uwharrie Capital (UWHR) Overvalued in 2026?

Based on GuruFocus' analysis, Uwharrie Capital stock appears to be overvalued. The current stock price of $13.60 is trading 33.7% above its estimated GF Value™ of $10.17. GuruFocus considers Uwharrie Capital to be Significantly Overvalued.

Key valuation signals for UWHR:

  • Change In Receivables: $0.12 Mil
  • GF Value™: $10.17 vs. price of $13.60 (33.7% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the UWHR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Uwharrie Capital Business Description

Address 132 North First Street, Albemarle, NC, USA, 28001
Uwharrie Capital Corp engages in noncommercial loans and commercial banking. It provides a range of banking services, including deposit accounts, home equity and residential mortgage loans, safe deposit boxes and electronic banking services Company divides the loans it originates into two segments, commercial and noncommercial loans. Commercial loans are broken down into the following classes: commercial loans, real estate commercial loans, other real estate construction loans and other loans. Noncommercial loans are divided into the following classes which include real estate 1-4 family construction loans, real estate 1-4 family residential loans, home equity loans and consumer loans. The Company operates in three segments: banking operations, mortgage banking, and wealth management.
64GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.60
Price
$10.17
GF Value