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Uwharrie Capital's yield on cost for the quarter that ended in Mar. 2026 was 0.00.
The historical rank and industry rank for Uwharrie Capital's 5-Year Yield-on-Cost % or its related term are showing as below:
UWHR's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.88 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Uwharrie Capital (OTCPK:UWHR) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Uwharrie Capital 5-Year Yield-on-Cost % Related Terms
UWHR vs FSMK, KSBI, CZBT: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Uwharrie Capital's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Uwharrie Capital 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Uwharrie Capital's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Uwharrie Capital's 5-Year Yield-on-Cost % falls into.
Uwharrie Capital 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Uwharrie Capital (UWHR) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 16, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Uwharrie Capital and its competitors. According to the industry distribution chart, Uwharrie Capital ranks #999999 out of 1255 companies in the Banks industry.
Is Uwharrie Capital's 5-Year Yield-on-Cost % too high?
Uwharrie Capital's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Uwharrie Capital ranks #999999 out of 1255 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Uwharrie Capital has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Uwharrie Capital's 5-Year Yield-on-Cost % compare to FSMK and KSBI?
According to the Banks industry distribution chart, Uwharrie Capital ranks #999999 out of 1255 companies for 5-Year Yield-on-Cost %. This places Uwharrie Capital in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Uwharrie Capital and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Uwharrie Capital's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uwharrie Capital stock overvalued right now?
Based on GuruFocus' analysis, Uwharrie Capital (UWHR) is currently considered Modestly Overvalued. The stock's GF Value™ is $10.10, compared to a current price of $11.98 — trading 18.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Uwharrie Capital's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Uwharrie Capital (UWHR), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Uwharrie Capital (UWHR) Overvalued in 2026?
Based on GuruFocus' analysis, Uwharrie Capital stock appears to be overvalued.
The current stock price of $11.98 is trading 18.6% above its estimated GF Value™ of $10.10.
GuruFocus considers Uwharrie Capital to be Modestly Overvalued.
Key valuation signals for UWHR:
5-Year Yield-on-Cost %: 0.00
GF Value™: $10.10 vs. price of $11.98 (18.6% above fair value)
No single metric tells the full story. See the UWHR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Uwharrie Capital Corp engages in noncommercial loans and commercial banking. It provides a range of banking services, including deposit accounts, home equity and residential mortgage loans, safe deposit boxes and electronic banking services Company divides the loans it originates into two segments, commercial and noncommercial loans. Commercial loans are broken down into the following classes: commercial loans, real estate commercial loans, other real estate construction loans and other loans. Noncommercial loans are divided into the following classes which include real estate 1-4 family construction loans, real estate 1-4 family residential loans, home equity loans and consumer loans. The Company operates in three segments: banking operations, mortgage banking, and wealth management.
69GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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