Ascom Leasing & InvestmentsNSE:ASCOM +4.69%57 Interest Coverage is 13.55 as of Mar. 2025, which is 11% below its 10-year median of 15.27. GuruFocus rates NSE:ASCOM with a GF Score™ of 57/100 and a GF Value™ of ₹125.78 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 163 Credit Services companies, Ascom Leasing & Investments ranks worse than 62.58% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Ascom Leasing & Investments's
Operating Income
for the
six
months ended in Mar. 2025 was ₹71.4 Mil. Ascom Leasing & Investments's Interest Expense for the
six
months ended in Mar. 2025 was ₹-5.3 Mil.
Ascom Leasing & Investments's interest coverage for the quarter that ended in Mar. 2025 was 13.55.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Ascom Leasing & Investments's Interest Coverage or its related term are showing as below:
NSE:ASCOM'
s Interest Coverage Range Over the Past 10 Years
Min: 10.65 Med: 15.27 Max: 1119.33
Current: 13.55
NSE:ASCOM's Interest Coverage is ranked worse than 62.58% of 163
companies
in the Credit Services industry
Industry Median: 47.86
vs NSE:ASCOM: 13.55
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Ascom Leasing & Investments Interest Coverage Related Terms
Ascom Leasing & Investments Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:ASCOM vs V, MA, AXP: Interest Coverage Comparison
For the Credit Services subindustry, Ascom Leasing & Investments's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ascom Leasing & Investments Interest Coverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ascom Leasing & Investments's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Ascom Leasing & Investments's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ascom Leasing & Investments (NSE:ASCOM) has a Interest Coverage of 13.55 as of Mar. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ascom Leasing & Investments and its competitors. This is 11% below median its historical median of 15.27. Over the past decade, Ascom Leasing & Investments' Interest Coverage has ranged from 10.65 to 1,119.33. According to the industry distribution chart, Ascom Leasing & Investments ranks #102 out of 163 companies in the Credit Services industry, placing it in the top 62.6%.
Is Ascom Leasing & Investments' Interest Coverage too high?
Ascom Leasing & Investments' current Interest Coverage of 13.55 is 11% below median its 10-year median of 15.27. Over the past 10 years, this metric has ranged from a low of 10.65 to a high of 1,119.33. The Credit Services industry median Interest Coverage is 47.86. Ascom Leasing & Investments' value of 13.55 is 71.7% below this industry median. Based on the distribution chart, Ascom Leasing & Investments ranks #102 out of 163 companies in the Credit Services industry, which is below the industry midpoint. Overall, Ascom Leasing & Investments has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ascom Leasing & Investments' Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, Ascom Leasing & Investments ranks #102 out of 163 companies for Interest Coverage. This places Ascom Leasing & Investments in the lower half of its industry. The industry median Interest Coverage is 47.86. Ascom Leasing & Investments' value of 13.55 is 71.7% below this benchmark. Historically, Ascom Leasing & Investments' own Interest Coverage has ranged from 10.65 to 1,119.33 over the past decade. While the company's 10-year median is 15.27 vs. the industry median of 47.86, Ascom Leasing & Investments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 47.86, based on 163 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ascom Leasing & Investments's current Interest Coverage of 13.55 is 71.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ascom Leasing & Investments and its competitors. For the Credit Services industry, the median Interest Coverage is 47.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ascom Leasing & Investments's current Interest Coverage is 13.55, which is 11% below median its own 10-year median of 15.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ascom Leasing & Investments stock overvalued right now?
Based on GuruFocus' analysis, Ascom Leasing & Investments (NSE:ASCOM) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹125.78, compared to a current price of ₹269.00 — trading 113.9% above its estimated fair value. The current Interest Coverage is 13.55, which is 11% below median its 10-year median of 15.27 and 71.7% below the Credit Services industry median of 47.86. Ascom Leasing & Investments' overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ascom Leasing & Investments (NSE:ASCOM), the current Interest Coverage is 13.55 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ascom Leasing & Investments (NSE:ASCOM) Overvalued in 2026?
Based on GuruFocus' analysis, Ascom Leasing & Investments stock appears to be overvalued.
The current stock price of ₹269.00 is trading 113.9% above its estimated GF Value™ of ₹125.78.
GuruFocus considers Ascom Leasing & Investments to be Significantly Overvalued.
Key valuation signals for NSE:ASCOM:
Interest Coverage: 13.55 (11% below median its 10-year median of 15.27)
GF Value™: ₹125.78 vs. price of ₹269.00 (113.9% above fair value)
Industry Position: 71.7% below the Credit Services median (#102 of 163)
No single metric tells the full story. See the NSE:ASCOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ascom Leasing & Investments Ltd is a non-banking finance company engaged in the business of financing and lending. The company provides term loans, mortgage financing, personal loans, Gold loans, and Projected loans.
57GF Score
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