Ascom Leasing & InvestmentsNSE:ASCOM 69 Return-on-Tangible-Asset is 9.37% as of Mar. 2025, which is 22% below its 10-year median of 12.08. GuruFocus rates NSE:ASCOM with a GF Score™ of 69/100 and a GF Value™ of ₹127.87 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 543 Credit Services companies, Ascom Leasing & Investments ranks better than 93.37% on this metric.
The historical rank and industry rank for Ascom Leasing & Investments's Return-on-Tangible-Asset or its related term are showing as below:
NSE:ASCOM'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.66 Med: 12.08 Max: 36.51
Current: 9.37
During the past 10 years, Ascom Leasing & Investments's highest Return-on-Tangible-Asset was 36.51%. The lowest was 0.66%. And the median was 12.08%.
NSE:ASCOM's Return-on-Tangible-Asset is ranked better than 93.37% of 543
companies
in the Credit Services industry
Industry Median: 1.94
vs NSE:ASCOM: 9.37
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Ascom Leasing & Investments Return-on-Tangible-Asset Related Terms
Ascom Leasing & Investments Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:ASCOM vs V, MA, AXP: Return-on-Tangible-Asset Comparison
For the Credit Services subindustry, Ascom Leasing & Investments's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ascom Leasing & Investments Return-on-Tangible-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ascom Leasing & Investments's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Ascom Leasing & Investments's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is one times the annual (Mar. 2025) net income data.
What does a Return-on-Tangible-Asset of 9.37% mean?
Ascom Leasing & Investments (NSE:ASCOM) has a Return-on-Tangible-Asset of 9.37% as of Mar. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Ascom Leasing & Investments and its competitors. This is 22% below median its historical median of 12.08. Over the past decade, Ascom Leasing & Investments' Return-on-Tangible-Asset has ranged from 0.66 to 36.51. According to the industry distribution chart, Ascom Leasing & Investments ranks #36 out of 543 companies in the Credit Services industry, placing it in the top 6.6%.
Is Ascom Leasing & Investments' Return-on-Tangible-Asset too high?
Ascom Leasing & Investments' current Return-on-Tangible-Asset of 9.37% is 22% below median its 10-year median of 12.08. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 36.51. The Credit Services industry median Return-on-Tangible-Asset is 1.94. Ascom Leasing & Investments' value of 9.37% is 383% above this industry median. Based on the distribution chart, Ascom Leasing & Investments ranks #36 out of 543 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Ascom Leasing & Investments has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ascom Leasing & Investments' Return-on-Tangible-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Ascom Leasing & Investments ranks #36 out of 543 companies for Return-on-Tangible-Asset. This places Ascom Leasing & Investments in the top 7% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 1.94. Ascom Leasing & Investments' value of 9.37% is 383% above this benchmark. Historically, Ascom Leasing & Investments' own Return-on-Tangible-Asset has ranged from 0.66 to 36.51 over the past decade. While the company's 10-year median is 12.08 vs. the industry median of 1.94, Ascom Leasing & Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 1.94, based on 543 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ascom Leasing & Investments's current Return-on-Tangible-Asset of 9.37% is 383% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Ascom Leasing & Investments and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 1.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ascom Leasing & Investments's current Return-on-Tangible-Asset is 9.37%, which is 22% below median its own 10-year median of 12.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ascom Leasing & Investments stock overvalued right now?
Based on GuruFocus' analysis, Ascom Leasing & Investments (NSE:ASCOM) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹127.87, compared to a current price of ₹259.35 — trading 102.8% above its estimated fair value. The current Return-on-Tangible-Asset is 9.37%, which is 22% below median its 10-year median of 12.08 and 383% above the Credit Services industry median of 1.94. Ascom Leasing & Investments' overall GF Score™ is 69/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Ascom Leasing & Investments (NSE:ASCOM), the current Return-on-Tangible-Asset is 9.37% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ascom Leasing & Investments (NSE:ASCOM) Overvalued in 2026?
Based on GuruFocus' analysis, Ascom Leasing & Investments stock appears to be overvalued.
The current stock price of ₹259.35 is trading 102.8% above its estimated GF Value™ of ₹127.87.
GuruFocus considers Ascom Leasing & Investments to be Significantly Overvalued.
Key valuation signals for NSE:ASCOM:
Return-on-Tangible-Asset: 9.37% (22% below median its 10-year median of 12.08)
GF Value™: ₹127.87 vs. price of ₹259.35 (102.8% above fair value)
Industry Position: 383% above the Credit Services median (#36 of 543)
No single metric tells the full story. See the NSE:ASCOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ascom Leasing & Investments Ltd is a non-banking finance company engaged in the business of financing and lending. The company provides term loans, mortgage financing, personal loans, Gold loans, and Projected loans.
69GF Score
Get the complete analysis for NSE:ASCOM
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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