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Ascom Leasing & InvestmentsNSE:ASCOM 69 Cash Ratio is 2.32 as of Mar. 2025, which is 65% above its 10-year median of 1.41. GuruFocus rates NSE:ASCOM with a GF Score™ of 69/100 and a GF Value™ of ₹127.86 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 387 Credit Services companies, Ascom Leasing & Investments ranks better than 68.73% on this metric.
Ascom Leasing & Investments has a Cash Ratio of 2.32. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Ascom Leasing & Investments's Cash Ratio or its related term are showing as below:
NSE:ASCOM'
s Cash Ratio Range Over the Past 10 Years
Min: 0.75 Med: 1.41 Max: 2.66
Current: 2.32
During the past 10 years, Ascom Leasing & Investments's highest Cash Ratio was 2.66. The lowest was 0.75. And the median was 1.41.
NSE:ASCOM's Cash Ratio is ranked better than 68.73% of 387
companies
in the Credit Services industry
Industry Median: 0.65
vs NSE:ASCOM: 2.32
Ascom Leasing & Investments (NSE:ASCOM) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Ascom Leasing & Investments Cash Ratio Related Terms
Ascom Leasing & Investments Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Ascom Leasing & Investments's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ascom Leasing & Investments Cash Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ascom Leasing & Investments's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Ascom Leasing & Investments's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ascom Leasing & Investments (NSE:ASCOM) has a Cash Ratio of 2.32 as of Mar. 2025. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Ascom Leasing & Investments and its competitors. This is 65% above median its historical median of 1.41. Over the past decade, Ascom Leasing & Investments' Cash Ratio has ranged from 0.75 to 2.66. According to the industry distribution chart, Ascom Leasing & Investments ranks #121 out of 387 companies in the Credit Services industry, placing it in the top 31.3%.
Is Ascom Leasing & Investments' Cash Ratio too high?
Ascom Leasing & Investments' current Cash Ratio of 2.32 is 65% above median its 10-year median of 1.41. Over the past 10 years, this metric has ranged from a low of 0.75 to a high of 2.66. The Credit Services industry median Cash Ratio is 0.65. Ascom Leasing & Investments' value of 2.32 is 256.9% above this industry median. Based on the distribution chart, Ascom Leasing & Investments ranks #121 out of 387 companies in the Credit Services industry, which is above the industry midpoint. Overall, Ascom Leasing & Investments has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ascom Leasing & Investments' Cash Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Ascom Leasing & Investments ranks #121 out of 387 companies for Cash Ratio. This puts Ascom Leasing & Investments in the upper half of its industry. The industry median Cash Ratio is 0.65. Ascom Leasing & Investments' value of 2.32 is 256.9% above this benchmark. Historically, Ascom Leasing & Investments' own Cash Ratio has ranged from 0.75 to 2.66 over the past decade. While the company's 10-year median is 1.41 vs. the industry median of 0.65, Ascom Leasing & Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Credit Services company?
The median Cash Ratio among Credit Services companies is 0.65, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ascom Leasing & Investments's current Cash Ratio of 2.32 is 256.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Ascom Leasing & Investments and its competitors. For the Credit Services industry, the median Cash Ratio is 0.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ascom Leasing & Investments's current Cash Ratio is 2.32, which is 65% above median its own 10-year median of 1.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ascom Leasing & Investments stock overvalued right now?
Based on GuruFocus' analysis, Ascom Leasing & Investments (NSE:ASCOM) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹127.86, compared to a current price of ₹259.35 — trading 102.8% above its estimated fair value. The current Cash Ratio is 2.32, which is 65% above median its 10-year median of 1.41 and 256.9% above the Credit Services industry median of 0.65. Ascom Leasing & Investments' overall GF Score™ is 69/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Ascom Leasing & Investments (NSE:ASCOM), the current Cash Ratio is 2.32 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ascom Leasing & Investments (NSE:ASCOM) Overvalued in 2026?
Based on GuruFocus' analysis, Ascom Leasing & Investments stock appears to be overvalued.
The current stock price of ₹259.35 is trading 102.8% above its estimated GF Value™ of ₹127.86.
GuruFocus considers Ascom Leasing & Investments to be Significantly Overvalued.
Key valuation signals for NSE:ASCOM:
Cash Ratio: 2.32 (65% above median its 10-year median of 1.41)
GF Value™: ₹127.86 vs. price of ₹259.35 (102.8% above fair value)
Industry Position: 256.9% above the Credit Services median (#121 of 387)
No single metric tells the full story. See the NSE:ASCOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ascom Leasing & Investments Ltd is a non-banking finance company engaged in the business of financing and lending. The company provides term loans, mortgage financing, personal loans, Gold loans, and Projected loans.
69GF Score
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