Ascom Leasing & InvestmentsNSE:ASCOM +1.49%57 Return-on-Tangible-Equity is 10.83% as of Mar. 2025, which is 24% below its 10-year median of 14.21. GuruFocus rates NSE:ASCOM with a GF Score™ of 57/100 and a GF Value™ of ₹125.78 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 525 Credit Services companies, Ascom Leasing & Investments ranks better than 63.43% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Ascom Leasing & Investments's annualized net income for the quarter that ended in Mar. 2025 was ₹51.1 Mil. Ascom Leasing & Investments's average shareholder tangible equity for the quarter that ended in Mar. 2025 was ₹472.2 Mil. Therefore, Ascom Leasing & Investments's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2025 was 10.83%.
The historical rank and industry rank for Ascom Leasing & Investments's Return-on-Tangible-Equity or its related term are showing as below:
NSE:ASCOM'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 0.7 Med: 14.21 Max: 50.74
Current: 10.83
During the past 10 years, Ascom Leasing & Investments's highest Return-on-Tangible-Equity was 50.74%. The lowest was 0.70%. And the median was 14.21%.
NSE:ASCOM's Return-on-Tangible-Equity is ranked better than 63.43% of 525
companies
in the Credit Services industry
Industry Median: 7.01
vs NSE:ASCOM: 10.83
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Ascom Leasing & Investments Return-on-Tangible-Equity Related Terms
Ascom Leasing & Investments Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:ASCOM vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, Ascom Leasing & Investments's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ascom Leasing & Investments Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ascom Leasing & Investments's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Ascom Leasing & Investments's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is one times the annual (Mar. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 10.83% mean?
Ascom Leasing & Investments (NSE:ASCOM) has a Return-on-Tangible-Equity of 10.83% as of Mar. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Ascom Leasing & Investments and its competitors. This is 24% below median its historical median of 14.21. Over the past decade, Ascom Leasing & Investments' Return-on-Tangible-Equity has ranged from 0.70 to 50.74. According to the industry distribution chart, Ascom Leasing & Investments ranks #192 out of 525 companies in the Credit Services industry, placing it in the top 36.6%.
Is Ascom Leasing & Investments' Return-on-Tangible-Equity too high?
Ascom Leasing & Investments' current Return-on-Tangible-Equity of 10.83% is 24% below median its 10-year median of 14.21. Over the past 10 years, this metric has ranged from a low of 0.70 to a high of 50.74. The Credit Services industry median Return-on-Tangible-Equity is 7.01. Ascom Leasing & Investments' value of 10.83% is 54.5% above this industry median. Based on the distribution chart, Ascom Leasing & Investments ranks #192 out of 525 companies in the Credit Services industry, which is above the industry midpoint. Overall, Ascom Leasing & Investments has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ascom Leasing & Investments' Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Ascom Leasing & Investments ranks #192 out of 525 companies for Return-on-Tangible-Equity. This puts Ascom Leasing & Investments in the upper half of its industry. The industry median Return-on-Tangible-Equity is 7.01. Ascom Leasing & Investments' value of 10.83% is 54.5% above this benchmark. Historically, Ascom Leasing & Investments' own Return-on-Tangible-Equity has ranged from 0.70 to 50.74 over the past decade. While the company's 10-year median is 14.21 vs. the industry median of 7.01, Ascom Leasing & Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.01, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ascom Leasing & Investments's current Return-on-Tangible-Equity of 10.83% is 54.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Ascom Leasing & Investments and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ascom Leasing & Investments's current Return-on-Tangible-Equity is 10.83%, which is 24% below median its own 10-year median of 14.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ascom Leasing & Investments stock overvalued right now?
Based on GuruFocus' analysis, Ascom Leasing & Investments (NSE:ASCOM) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹125.78, compared to a current price of ₹273.00 — trading 117% above its estimated fair value. The current Return-on-Tangible-Equity is 10.83%, which is 24% below median its 10-year median of 14.21 and 54.5% above the Credit Services industry median of 7.01. Ascom Leasing & Investments' overall GF Score™ is 57/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Ascom Leasing & Investments (NSE:ASCOM), the current Return-on-Tangible-Equity is 10.83% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ascom Leasing & Investments (NSE:ASCOM) Overvalued in 2026?
Based on GuruFocus' analysis, Ascom Leasing & Investments stock appears to be overvalued.
The current stock price of ₹273.00 is trading 117% above its estimated GF Value™ of ₹125.78.
GuruFocus considers Ascom Leasing & Investments to be Significantly Overvalued.
Key valuation signals for NSE:ASCOM:
Return-on-Tangible-Equity: 10.83% (24% below median its 10-year median of 14.21)
GF Value™: ₹125.78 vs. price of ₹273.00 (117% above fair value)
Industry Position: 54.5% above the Credit Services median (#192 of 525)
No single metric tells the full story. See the NSE:ASCOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ascom Leasing & Investments Ltd is a non-banking finance company engaged in the business of financing and lending. The company provides term loans, mortgage financing, personal loans, Gold loans, and Projected loans.
57GF Score
Get the complete analysis for NSE:ASCOM
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