Ascom Leasing & Investments (NSE:ASCOM) Effective Interest Rate on Debt %: 10.93% (As of Mar. 2025)


NSE:ASCOM Ascom Leasing & Investments Ltd NSE:ASCOM
57 GF Score
Price ₹259.35
GF Value ₹126.70
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Ascom Leasing & Investments Effective Interest Rate on Debt %?

Ascom Leasing & Investments NSE:ASCOM 57 Effective Interest Rate on Debt % is 10.93% as of Mar. 2025. GuruFocus rates NSE:ASCOM with a GF Score™ of 57/100 and a GF Value™ of ₹126.70 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Ascom Leasing & Investments's annualized positive value of Interest Expense for the quarter that ended in Mar. 2025 was ₹5.3 Mil. Ascom Leasing & Investments's average total debt for the quarter that ended in Mar. 2025 was ₹48.3 Mil. Therefore, Ascom Leasing & Investments's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 was 10.93%.


Ascom Leasing & Investments  (NSE:ASCOM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Ascom Leasing & Investments Effective Interest Rate on Debt % Related Terms


Ascom Leasing & Investments Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Ascom Leasing & Investments's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ascom Leasing & Investments Effective Interest Rate on Debt % Chart

Ascom Leasing & Investments Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.55 11.78 8.38 9.05 10.93

Ascom Leasing & Investments Semi-Annual Data
Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.55 11.78 8.38 9.05 10.93

NSE:ASCOM vs V, MA, AXP: Effective Interest Rate on Debt % Comparison

For the Credit Services subindustry, Ascom Leasing & Investments's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ascom Leasing & Investments Effective Interest Rate on Debt % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Ascom Leasing & Investments's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Ascom Leasing & Investments's Effective Interest Rate on Debt % falls into.


NSE:ASCOM
57GF Score
Ascom Leasing & Investments Ltd NSE:ASCOM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ascom Leasing & Investments Effective Interest Rate on Debt % Calculation

Ascom Leasing & Investments's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  -5.272/( (24.254+72.247)/ 2 )
=-1  *  -5.272/48.2505
=10.93 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=24.067 + 0.187
=24.254

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=72.247 + 0
=72.247

Ascom Leasing & Investments's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2024 )+Total Debt  (Q: Mar. 2025 ))/ count )
=-1  *  -5.272/( (24.254+72.247)/ 2 )
=-1  *  -5.272/48.2505
=10.93 %

where

Total Debt  (Q: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=24.067 + 0.187
=24.254

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=72.247 + 0
=72.247

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Mar. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 10.93% mean?
Ascom Leasing & Investments (NSE:ASCOM) has a Effective Interest Rate on Debt % of 10.93% as of Mar. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ascom Leasing & Investments and its competitors.
Is Ascom Leasing & Investments' Effective Interest Rate on Debt % too high?
Ascom Leasing & Investments' current Effective Interest Rate on Debt % is 10.93%. Overall, Ascom Leasing & Investments has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ascom Leasing & Investments' Effective Interest Rate on Debt % compare to V and MA?
Ascom Leasing & Investments' Effective Interest Rate on Debt % of 10.93% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Credit Services company?
A good Effective Interest Rate on Debt % depends on the Credit Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ascom Leasing & Investments and its competitors. Ascom Leasing & Investments's current Effective Interest Rate on Debt % is 10.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ascom Leasing & Investments stock overvalued right now?
Based on GuruFocus' analysis, Ascom Leasing & Investments (NSE:ASCOM) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹126.70, compared to a current price of ₹259.35 — trading 104.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 10.93%. Ascom Leasing & Investments' overall GF Score™ is 57/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Ascom Leasing & Investments (NSE:ASCOM), the current Effective Interest Rate on Debt % is 10.93% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ascom Leasing & Investments (NSE:ASCOM) Overvalued in 2026?

Based on GuruFocus' analysis, Ascom Leasing & Investments stock appears to be overvalued. The current stock price of ₹259.35 is trading 104.7% above its estimated GF Value™ of ₹126.70. GuruFocus considers Ascom Leasing & Investments to be Significantly Overvalued.

Key valuation signals for NSE:ASCOM:

  • Effective Interest Rate on Debt %: 10.93%
  • GF Value™: ₹126.70 vs. price of ₹259.35 (104.7% above fair value)
  • GF Score™: 57/100 with 9 warning signs

No single metric tells the full story. See the NSE:ASCOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ascom Leasing & Investments Business Description

Address Aditya Group 331-336, VIP Road Vesu, 3rd Floor, Four Point Complex, Besides Maniba Park, Surat, GJ, IND, 395007
Ascom Leasing & Investments Ltd is a non-banking finance company engaged in the business of financing and lending. The company provides term loans, mortgage financing, personal loans, Gold loans, and Projected loans.
57GF Score

Get the complete analysis for NSE:ASCOM

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹259.35
Price
₹126.70
GF Value