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Ascom Leasing & InvestmentsNSE:ASCOM 64 3-Year Book Growth Rate is 12.70% as of Mar. 2025, which is 59% below its 10-year median of 31.30. GuruFocus rates NSE:ASCOM with a GF Score™ of 64/100 and a GF Value™ of ₹135.12 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 517 Credit Services companies, Ascom Leasing & Investments ranks better than 69.25% on this metric.
During the past 12 months, Ascom Leasing & Investments's average Book Value per Share Growth Rate was 11.40% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 12.70% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 14.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 10 years, the highest 3-Year average Book Value per Share Growth Rate of Ascom Leasing & Investments was 54.90% per year. The lowest was 12.70% per year. And the median was 31.30% per year.
Ascom Leasing & Investments (NSE:ASCOM) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Ascom Leasing & Investments 3-Year Book Growth Rate Related Terms
NSE:ASCOM vs V, MA, AXP: 3-Year Book Growth Rate Comparison
For the Credit Services subindustry, Ascom Leasing & Investments's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ascom Leasing & Investments 3-Year Book Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ascom Leasing & Investments's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Ascom Leasing & Investments's 3-Year Book Growth Rate falls into.
Ascom Leasing & Investments 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 12.70% mean?
Ascom Leasing & Investments (NSE:ASCOM) has a 3-Year Book Growth Rate of 12.70% as of Mar. 2025. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Ascom Leasing & Investments and its competitors. This is 59% below median its historical median of 31.30. Over the past decade, Ascom Leasing & Investments' 3-Year Book Growth Rate has ranged from 12.70 to 54.90. According to the industry distribution chart, Ascom Leasing & Investments ranks #159 out of 517 companies in the Credit Services industry, placing it in the top 30.8%.
Is Ascom Leasing & Investments' 3-Year Book Growth Rate too high?
Ascom Leasing & Investments' current 3-Year Book Growth Rate of 12.70% is 59% below median its 10-year median of 31.30. Over the past 10 years, this metric has ranged from a low of 12.70 to a high of 54.90. The Credit Services industry median 3-Year Book Growth Rate is 6.00. Ascom Leasing & Investments' value of 12.70% is 111.7% above this industry median. Based on the distribution chart, Ascom Leasing & Investments ranks #159 out of 517 companies in the Credit Services industry, which is above the industry midpoint. Overall, Ascom Leasing & Investments has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ascom Leasing & Investments' 3-Year Book Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Ascom Leasing & Investments ranks #159 out of 517 companies for 3-Year Book Growth Rate. This puts Ascom Leasing & Investments in the upper half of its industry. The industry median 3-Year Book Growth Rate is 6.00. Ascom Leasing & Investments' value of 12.70% is 111.7% above this benchmark. Historically, Ascom Leasing & Investments' own 3-Year Book Growth Rate has ranged from 12.70 to 54.90 over the past decade. While the company's 10-year median is 31.30 vs. the industry median of 6.00, Ascom Leasing & Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Credit Services company?
The median 3-Year Book Growth Rate among Credit Services companies is 6.00, based on 517 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ascom Leasing & Investments's current 3-Year Book Growth Rate of 12.70% is 111.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Ascom Leasing & Investments and its competitors. For the Credit Services industry, the median 3-Year Book Growth Rate is 6.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ascom Leasing & Investments's current 3-Year Book Growth Rate is 12.70%, which is 59% below median its own 10-year median of 31.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ascom Leasing & Investments stock overvalued right now?
Based on GuruFocus' analysis, Ascom Leasing & Investments (NSE:ASCOM) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹135.12, compared to a current price of ₹221.95 — trading 64.3% above its estimated fair value. The current 3-Year Book Growth Rate is 12.70%, which is 59% below median its 10-year median of 31.30 and 111.7% above the Credit Services industry median of 6.00. Ascom Leasing & Investments' overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Ascom Leasing & Investments (NSE:ASCOM), the current 3-Year Book Growth Rate is 12.70% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ascom Leasing & Investments (NSE:ASCOM) Overvalued in 2026?
Based on GuruFocus' analysis, Ascom Leasing & Investments stock appears to be overvalued.
The current stock price of ₹221.95 is trading 64.3% above its estimated GF Value™ of ₹135.12.
GuruFocus considers Ascom Leasing & Investments to be Significantly Overvalued.
Key valuation signals for NSE:ASCOM:
3-Year Book Growth Rate: 12.70% (59% below median its 10-year median of 31.30)
GF Value™: ₹135.12 vs. price of ₹221.95 (64.3% above fair value)
Industry Position: 111.7% above the Credit Services median (#159 of 517)
No single metric tells the full story. See the NSE:ASCOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ascom Leasing & Investments Ltd is a non-banking finance company engaged in the business of financing and lending. The company provides term loans, mortgage financing, personal loans, Gold loans, and Projected loans.
64GF Score
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