Ascom Leasing & InvestmentsNSE:ASCOM 57 3-Year ROIIC % is 0.76 as of Mar. 2025, which is 70% below its 10-year median of 2.50. GuruFocus rates NSE:ASCOM with a GF Score™ of 57/100 and a GF Value™ of ₹126.78 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 393 Credit Services companies, Ascom Leasing & Investments ranks worse than 61.32% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Ascom Leasing & Investments's 3-Year ROIIC % for the quarter that ended in Mar. 2025 was 0.76%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Ascom Leasing & Investments's 3-Year ROIIC % or its related term are showing as below:
NSE:ASCOM's 3-Year ROIIC % is ranked worse than 61.32% of 393
companies
in the Credit Services industry
Industry Median: 2.85
vs NSE:ASCOM: 0.76
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Ascom Leasing & Investments 3-Year ROIIC % Related Terms
Ascom Leasing & Investments 3-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:ASCOM vs V, MA, AXP: 3-Year ROIIC % Comparison
For the Credit Services subindustry, Ascom Leasing & Investments's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ascom Leasing & Investments 3-Year ROIIC % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ascom Leasing & Investments's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Ascom Leasing & Investments's 3-Year ROIIC % falls into.
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( 53.680016 (Mar. 2025) - 52.366743 (Mar. 2022) )
/
( 525.135 (Mar. 2025) - 352.382 (Mar. 2022) )
=
1.313273
/
172.753
=
0.76%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Ascom Leasing & Investments (NSE:ASCOM) has a 3-Year ROIIC % of 0.76 as of Mar. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Ascom Leasing & Investments and its competitors. This is 70% below median its historical median of 2.50. Over the past decade, Ascom Leasing & Investments' 3-Year ROIIC % has ranged from 0.76 to 24.24. According to the industry distribution chart, Ascom Leasing & Investments ranks #241 out of 393 companies in the Credit Services industry, placing it in the top 61.3%.
Is Ascom Leasing & Investments' 3-Year ROIIC % too high?
Ascom Leasing & Investments' current 3-Year ROIIC % of 0.76 is 70% below median its 10-year median of 2.50. Over the past 10 years, this metric has ranged from a low of 0.76 to a high of 24.24. The Credit Services industry median 3-Year ROIIC % is 2.85. Ascom Leasing & Investments' value of 0.76 is 73.3% below this industry median. Based on the distribution chart, Ascom Leasing & Investments ranks #241 out of 393 companies in the Credit Services industry, which is below the industry midpoint. Overall, Ascom Leasing & Investments has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ascom Leasing & Investments' 3-Year ROIIC % compare to V and MA?
According to the Credit Services industry distribution chart, Ascom Leasing & Investments ranks #241 out of 393 companies for 3-Year ROIIC %. This places Ascom Leasing & Investments in the lower half of its industry. The industry median 3-Year ROIIC % is 2.85. Ascom Leasing & Investments' value of 0.76 is 73.3% below this benchmark. Historically, Ascom Leasing & Investments' own 3-Year ROIIC % has ranged from 0.76 to 24.24 over the past decade. While the company's 10-year median is 2.50 vs. the industry median of 2.85, Ascom Leasing & Investments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Credit Services company?
The median 3-Year ROIIC % among Credit Services companies is 2.85, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ascom Leasing & Investments's current 3-Year ROIIC % of 0.76 is 73.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Ascom Leasing & Investments and its competitors. For the Credit Services industry, the median 3-Year ROIIC % is 2.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ascom Leasing & Investments's current 3-Year ROIIC % is 0.76, which is 70% below median its own 10-year median of 2.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ascom Leasing & Investments stock overvalued right now?
Based on GuruFocus' analysis, Ascom Leasing & Investments (NSE:ASCOM) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹126.78, compared to a current price of ₹259.35 — trading 104.6% above its estimated fair value. The current 3-Year ROIIC % is 0.76, which is 70% below median its 10-year median of 2.50 and 73.3% below the Credit Services industry median of 2.85. Ascom Leasing & Investments' overall GF Score™ is 57/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Ascom Leasing & Investments (NSE:ASCOM), the current 3-Year ROIIC % is 0.76 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ascom Leasing & Investments (NSE:ASCOM) Overvalued in 2026?
Based on GuruFocus' analysis, Ascom Leasing & Investments stock appears to be overvalued.
The current stock price of ₹259.35 is trading 104.6% above its estimated GF Value™ of ₹126.78.
GuruFocus considers Ascom Leasing & Investments to be Significantly Overvalued.
Key valuation signals for NSE:ASCOM:
3-Year ROIIC %: 0.76 (70% below median its 10-year median of 2.50)
GF Value™: ₹126.78 vs. price of ₹259.35 (104.6% above fair value)
Industry Position: 73.3% below the Credit Services median (#241 of 393)
No single metric tells the full story. See the NSE:ASCOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ascom Leasing & Investments Ltd is a non-banking finance company engaged in the business of financing and lending. The company provides term loans, mortgage financing, personal loans, Gold loans, and Projected loans.
57GF Score
Get the complete analysis for NSE:ASCOM
3-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:ASCOM has been successfully added to your 
