Ascom Leasing & InvestmentsNSE:ASCOM 64 Debt-to-EBITDA is 0.98 as of Mar. 2025, which is 4% below its 10-year median of 1.02. GuruFocus rates NSE:ASCOM with a GF Score™ of 64/100 and a GF Value™ of ₹127.66 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 282 Credit Services companies, Ascom Leasing & Investments ranks better than 86.17% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Ascom Leasing & Investments's Debt-to-EBITDA or its related term are showing as below:
NSE:ASCOM'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.06 Med: 1.02 Max: 9.42
Current: 0.98
During the past 10 years, the highest Debt-to-EBITDA Ratio of Ascom Leasing & Investments was 9.42. The lowest was 0.06. And the median was 1.02.
NSE:ASCOM's Debt-to-EBITDA is ranked better than 86.17% of 282
companies
in the Credit Services industry
Industry Median: 9.3
vs NSE:ASCOM: 0.98
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Ascom Leasing & Investments Debt-to-EBITDA Related Terms
Ascom Leasing & Investments Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:ASCOM vs V, MA, AXP: Debt-to-EBITDA Comparison
For the Credit Services subindustry, Ascom Leasing & Investments's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ascom Leasing & Investments Debt-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ascom Leasing & Investments's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Ascom Leasing & Investments's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is one times the quarterly (Mar. 2025) EBITDA data.
Ascom Leasing & Investments (NSE:ASCOM) has a Debt-to-EBITDA of 0.98 as of Mar. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Ascom Leasing & Investments. This is near median its historical median of 1.02. Over the past decade, Ascom Leasing & Investments' Debt-to-EBITDA has ranged from 0.06 to 9.42. According to the industry distribution chart, Ascom Leasing & Investments ranks #39 out of 282 companies in the Credit Services industry, placing it in the top 13.8%.
Is Ascom Leasing & Investments' Debt-to-EBITDA too high?
Ascom Leasing & Investments' current Debt-to-EBITDA of 0.98 is near median its 10-year median of 1.02. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 9.42. The Credit Services industry median Debt-to-EBITDA is 9.30. Ascom Leasing & Investments' value of 0.98 is 89.5% below this industry median. Based on the distribution chart, Ascom Leasing & Investments ranks #39 out of 282 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Ascom Leasing & Investments has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ascom Leasing & Investments' Debt-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Ascom Leasing & Investments ranks #39 out of 282 companies for Debt-to-EBITDA. This places Ascom Leasing & Investments in the top 14% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 9.30. Ascom Leasing & Investments' value of 0.98 is 89.5% below this benchmark. Historically, Ascom Leasing & Investments' own Debt-to-EBITDA has ranged from 0.06 to 9.42 over the past decade. While the company's 10-year median is 1.02 vs. the industry median of 9.30, Ascom Leasing & Investments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 9.30, based on 282 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ascom Leasing & Investments's current Debt-to-EBITDA of 0.98 is 89.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Ascom Leasing & Investments. For the Credit Services industry, the median Debt-to-EBITDA is 9.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ascom Leasing & Investments's current Debt-to-EBITDA is 0.98, which is near median its own 10-year median of 1.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ascom Leasing & Investments stock overvalued right now?
Based on GuruFocus' analysis, Ascom Leasing & Investments (NSE:ASCOM) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹127.66, compared to a current price of ₹259.35 — trading 103.2% above its estimated fair value. The current Debt-to-EBITDA is 0.98, which is near median its 10-year median of 1.02 and 89.5% below the Credit Services industry median of 9.30. Ascom Leasing & Investments' overall GF Score™ is 64/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Ascom Leasing & Investments (NSE:ASCOM), the current Debt-to-EBITDA is 0.98 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ascom Leasing & Investments (NSE:ASCOM) Overvalued in 2026?
Based on GuruFocus' analysis, Ascom Leasing & Investments stock appears to be overvalued.
The current stock price of ₹259.35 is trading 103.2% above its estimated GF Value™ of ₹127.66.
GuruFocus considers Ascom Leasing & Investments to be Significantly Overvalued.
Key valuation signals for NSE:ASCOM:
Debt-to-EBITDA: 0.98 (near median its 10-year median of 1.02)
GF Value™: ₹127.66 vs. price of ₹259.35 (103.2% above fair value)
Industry Position: 89.5% below the Credit Services median (#39 of 282)
No single metric tells the full story. See the NSE:ASCOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ascom Leasing & Investments Ltd is a non-banking finance company engaged in the business of financing and lending. The company provides term loans, mortgage financing, personal loans, Gold loans, and Projected loans.
64GF Score
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